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Mamlakatimiz lizing bozorida umumiy portfel ko'rsatkichlari o'tgan 6 oy davomida 2 trln. 626 mlrd. so'mni tashkil etdi

25.07.2016 2624

     2016 yilning birinchi yarim yilligi natijalariga ko'ra , mamlakatimiz lizing bozorida 126 ta lizing beruvchi faoliyat yuritdi, ulardan 24 tasi banklardir.Ushbu ma'lumot O'zbekiston lizing beruvchilar asotsiatsiyasi tomonidan tashkil etilgan shu yilning 1-yarim yilligiga mo'ljallangan matbuot anjumanida ma'lum qilindi. Unda shuningdek, hisobot davrida amalga oshirilgan lizing operatsiyalari va keyingi yillarda qilinishi kerak bo'lgan ishlarning aniq rejalari tuzib olindi. Har yili an'anaviy tarzda tashkil etiladigan yig'ilishda mamlakatimiz lizing bozori ishtirokchilari sohadagi tendensiyalar, bu borada erishilayotgan natijalar , lizingga bo'lgan talab va taklifni o'rganib, chorak, yarim yillik yoki yillik natijalarni sarhisob qilishadi. Tadbirda ham joriy yilning 1 yarim yilligi ko'rsatkichlari ma'lum qilindi. Mutaxassislar mamlakatimizda yildan-yilga lizing bozori rivojlanib borayotganligini ma'lum qilishdi. Raqamlar misolida gapiradigan bo'lsak, lizing bozorida umumiy portfel ko'rsatkichlari 2 trln. 626 mlrd. so'mni tashkil etdi. Ko'rsatkichlar 2015 yilning shu davriga nisbatan 7,1 foizga o'sganligini ko'rsamoqda. Yig'ilishda tuzilgan bitimlar bo'yicha ham ma'lumot berildi. Demak, hisobot davrida lizing beruvchilar tomonidan 2 055 ta yangi lizing bitimi tuzilgan va ularning hajmi 430 mlrd. so'mdan ortgan. Mutaxassislarning aytishicha, lizingga berilayotgan ob'ektlar orasida texnologik uskunalar yetakchilik qilmoqda, lizing bitimlarining umumiy tuzulmasida ularning ulushi 38 foizga teng bo'ldi. Qishloq xo'jaligi texnikasini lizingga berish bilan bog'liq bitimlar hajmi ham salmoqli bo'lib, 27 foizni tashkil qildi.Xususan, avtotransport lizingi 18 foiz, ko'chmas mulkni lizingga berish esa 17 foizdan iborat bo'ldi. O'tgan 6 oy mobaynida lizing kompaniyalari orasida “O'zqishloqxo'jalikmashlizing” (114,8 mlrd. so`m), «Uzbek Leasing International A.O.» (28.5 mlrd. so`m), «O'zavtosanoatlizing» (25,2 mlrd. so`m ), «O'zmeliomashlizing» (23,7 mlrd. so`m), «Taiba Leasing » (16,2 mlrd. so`m) joriy yilning birinchi yarmida bozorning yirik ishtirokchilari sifatida qayd etildi. Amalga oshirilgan yangi lizing bitimlarini hududlar kechimida ko'radigan bo'lsak, Toshkent shahri eng ko'p ulushga ega bo'ldi - 38,4%, ikkinchi va uchinchi o'rinlarda Jizzax va Toshkent viloyatlari turibdi.. Ularning ulushi mos ravishda 8,0% va 6,8% ga teng bo'ldi. Tadbirda Moliya vazirligi, O'zbekiston Banklar assotsiatsiyasi, Xalqaro Moliya Korporatsiyasi (Jahon banki guruhi a'zosi), «SAIPRO» axborot-reyting agentligi, O'zbek-Xitoy savdo uyi vakillari hamda lizing kompaniyalari va banklar xodimlari ishtirok etdi.

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Latest site update date: 04/19/2024 04:27:32 pm

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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