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O‘zbekiston-Xitoy ishbilarmonlari biznes-forumi

23.05.2012 3140

      Toshkentda 24 may kuni O‘zbekiston va Xitoy ishbilarmon doiralari vakillarining biznes-forumi bo‘lib o‘tdi.
O‘zbekiston Respublikasi Savdo-sanoat palatasi tomonidan tashkil etilgan ushbu tadbirda ikki mamlakatning savdo-sanoat, sarmoya, iqtisodiyot, logistika, eksport-import, avtomobilsozlik, qishloq xo‘jaligi, tog‘-kon metallurgiyasi hamda xizmat ko‘rsatish kabi sohalar uchun mas’ul vazirlik va idoralari, kompaniya va konsernlari rahbarlari ishtirok etdi.
     O‘zbekiston bilan Xitoy o‘rtasida savdo-iqtisodiy va sarmoyaviy hamkorlikni kengaytirishga bag‘ishlangan mazkur anjumanda O‘zbekiston savdo-sanoat palatasi raisi Alisher Shayxov mamlakatlarimiz o‘rtasidagi hamkorlik aloqalari barcha sohalar qatori iqtisodiy yo‘nalishda ham jadal rivojlanib borayotganini, bunda ikki davlat rahbarlarining uchrashuvlarida erishilgan kelishuvlar muhim huquqiy asos bo‘lib xizmat qilayotganini alohida ta’kidladi.
     Prezidentimiz Islom Karimov rahnamoligida mamlakatimiz iqtisodiyotida amalga oshirilayotgan izchil islohotlar samarasida O‘zbekistonning jahon bozoridagi o‘rni yildan-yilga mustahkamlanib bormoqda. O‘zbekistonning barqaror iqtisodiyoti, chet el sarmoyasini jalb etish va undan foydalanish bo‘yicha puxta shakllangan mexanizm bugun eng rivojlangan mamlakatlarni ham mamlakatimiz bilan faol hamkorlik qilishga chorlamoqda. O‘zbekiston bilan Xitoy o‘rtasida iqtisodiy sohada eng ko‘p qulaylik yaratish tartibi amal qilayotir. O‘zaro tovar ayirboshlash hajmi 2011-yilda 2 milliard 596 million AQSh dollarini tashkil qildi. O‘zbekistonda Xitoy sarmoyasi ishtirokida tuzilgan 382 qo‘shma korxona, 65 Xitoy firma va kompaniyasining vakolatxonasi faoliyat ko‘rsatmoqda. Ular asosan yengil sanoat, to‘qimachilik, qishloq xo‘jaligi mahsulotlarini qayta ishlash, qurilish va axborot texnologiyalari kabi sohalarda ish olib boradi.
     Forumda xitoylik mehmonlar yurtimizda iqtisodiyotni rivojlantirish borasida izchillik bilan amalga oshirilayotgan islohotlarga oid o‘zgarishlar bilan tanishdilar. Tadbirda «Navoiy» erkin industrial-iqtisodiy zonasida va Jizzax viloyatida yuqori texnologiyalar sanoat parkini tashkil etish bo‘yicha qo‘shma loyihalarni amalga oshirishga doir masalalar muhokama qilindi.
     – O‘zbekiston barqaror iqtisodiy rivojlanish bo‘yicha Markaziy Osiyodagi yetakchi mamlakatlardandir, – dedi Xitoy  xalqaro savdoga ko‘maklashish qo‘mitasi vitse-prezidenti Yuy Pin. – O‘zbekiston Respublikasi Prezidenti Islom Karimovning 2011-yilning aprel oyida Xitoy Xalq Respublikasiga davlat tashrifi juda muvaffaqiyatli bo‘ldi. Mazkur tashrif mamlakatlarimiz o‘rtasidagi o‘zaro hamkorlikni yangi mazmun bilan boyitib, ikki tomonlama imkoniyatlarni yanada kengroq ishga solishda muhim omil bo‘lmoqda. O‘zbekiston bilan Xitoy o‘rtasidagi savdo-iqtisodiy hamkorlik aloqalari jadal taraqqiy etayotgani va o‘zaro savdo aylanmasi hajmi muttasil oshib borayotgani bizni g‘oyat quvontiradi. Mavjud imkoniyatlardan samarali foydalanib, O‘zbekiston bilan savdo-iqtisodiy munosabatlarni yanada taraqqiy ettirish, kichik biznes va xususiy tadbirkorlik yo‘nalishidagi aloqalarni yanada yuqori bosqichga olib chiqish va hamkorlikda ko‘plab qo‘shma korxonalar tashkil etish tarafdorimiz.
     Anjumanda ikki mamlakat o‘rtasida iqtisodiyot, sarmoya, savdo, logistika, kichik biznes va xususiy tadbirkorlik, avtomobilsozlik va qishloq xo‘jaligi kabi sohalardagi hamkorlikni yanada rivojlantirishga, qo‘shma loyihalarni amalga oshirishga oid masalalar yuzasidan fikr almashildi.
     Biznes-forum yakunida O‘zbekiston Respublikasi Savdo-sanoat palatasining Toshkent shahar hududiy boshqarmasi bilan Xitoy Xalqaro savdoga ko‘maklashish qo‘mitasining Sichuan qo‘mitasi o‘rtasida hamda O‘zbekiston Respublikasi Savdo-sanoat palatasining Toshkent viloyati hududiy boshqarmasi bilan Xitoy Xalqaro savdoga ko‘maklashish qo‘mitasining Sinszyan-Uyg‘ur qo‘mitasi o‘rtasida hamkorlik to‘g‘risidagi bitimlar imzolandi.
Shu kuni O‘zbekistonning qator kompaniya va korxonalari hamda Xitoy ishbilarmon doiralari vakillari ishtirokida kooperatsion birja bo‘lib o‘tdi.

O‘zA 24.05.2012

 




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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей
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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
The period of registration of the company at the time of filing the application must be more than 6 months.
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
- Constituent documents of the company (charter, registration certificate).
- Documents confirming the authority of the company's representatives.
- Vehicle Purchase Agreement.
- Documents confirming ownership of the collateral property (if a collateral is required).
- Professional Consultation and Support: Our specialists are always ready to provide professional consultation and support at all stages of the process, helping clients maximize the benefits of the offered loan products.
- Flexible Terms: Option to choose the optimal term and loan amount.
- Ease of Application: Minimal document requirements and a quick application review process.
- Business support: Financing that helps to renew the car fleet
The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days.
The collateral can be the new car being purchased.
The option to purchase new vehicles from official dealers.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
The period of registration of the company must exceed 1 year
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.

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