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O'zbekistonga YEI dan jalb etilgan investitsiyalar hajmi 1,6 mlrd. AQSH dollariga yetdi

08.11.2013 2637

UzReport 07.11.2013

     O'zbekiston Respublikasi Oliy Majlisi Qonunchilik palatasida "O'zbekiston — Yevropa Ittifoqi" parlament hamkorligi qo'mitasining navbatdagi yig'ilishi  o'tkazildi. Ushbu qo'mita 1999 yilda O'zbekiston Respublikasi va Yevropa Ittifoqi o'rtasida imzolangan sheriklik va hamkorlik to'g'risidagi kelishuvga muvofiq tuzilgan bo'lib, u parlament a'zolari uchun asosiy ikki tomonlama forum hisoblanadi.
     Bu mazkur qo'mitaning navbatdagi o'ninchi sessiyasi. Yig'ilish avvalida mazkur qo'mitaning to'qqizinchi- Bryussel sessiyasi protokoli tasdiqlab olindi. Shundan so'ng, forum doirasida O'zbekiston va YEI o'rtasidagi hamkorlikning bugungi holati va istiqbollari  atroflicha tahlil qilinib, savdo-iqtisodiy, xavfsizlikni ta'minlash, atrof-muhitni muhofaza qilish masalalari ko'rib chiqildi. Unda shuningdek,  O'zbekiston va YEIga a'zo davlatlarning ijtimoiy-siyosiy rivojlanishi, mintaqaviy hamkorlik masalalari yuzasidan ham fikr-muloxazalar bildirildi.
     Qo'mita a'zolarining ta'kidlashicha, bugun  hamkorlikka oid barcha masalalar muhokamasida o'zaro manfaatlar va tenglikka  asoslangan konstruktiv muloqot yo'lga qo'yilgan. Bu O'zbekiston bilan  YEI o'rtasida  savdo-sotiqni rivojlantirish, investitsiyalarni jalb qilish,  yuqori texnologiyalar transferi, fan, texnika, ta'lim, ekologiya, sog'liqni saqlash, shuningdek mintaqaviy xavfsizlikni mustahkamlash kabi sohalardagi aloqalarning mustahkamlanishiga zamin yaratmoqda.
     Savdo-iqtisodiy aloqalar hamkorlikning ustuvor yo'nalishlarida biri sanaladi. Statistik ma'lumotlarga ko'ra, o'tgan yili tomonlar o'rtasidagi tovar ayriboshlash hajmi 2,4 mlrd. AQSH dollarini tashkil qildi.  Buguni kunda O'zbekistonda YEI ga a'zo davlatlarning sarmoyalari ishtirokida  952 ta korxona faoliyat yuritmoqda. Ularning 675 tasi 100 foiz xorij kapitaliga asoslanadi.
     Shuni alohida qayd etish kerakki, keyingi yillarda tomonlar o'rtasida investitsion hamkorlik ham kengayib bormoqda. Masalan, 2005 yildan beri O'zbekistonga YEI dan umumiy qiymati 1,6 mlrd. AQSH dollariga teng sarmoyalar jalb qilingan. Xususan,  2012 yilda bu ko'rsatkich 28,6 mln. AQSH dollarni tashkil qildi.  Yig'ilishda savdo- sotiq borasida ijobiy o'zgarishlar kuzatilayotganligiga qaramasdan, natijalar imkoniyatlar darajasida emasligi alohida ta'kidlandi va  ishbilarmonlar o'rtasida biznes muloqotni kengaytirishga qaratilgan takliflar o'rtaga tashlandi.  
Uchrashuv mobaynida O'zbekiston va YEI mamlakatlarida ijtimoiy-siyosiy rivojlanish, ayniqsa demokratik va konstitutsiyaviy rivojlanish jarayonlari samaradorligini oshirish nuqtai nazaridan ham tajriba almashinuvini davom ettirish muhimligi ta'kidlandi.
     “E'tirof etish kerakki, O'zbekistonda ushbu sohalarda katta natijalarga erishildi. Lekin shu bilan kifoyalanmasdan hamkorlikni yanada rivojlantirish bo'yicha boshlangan o'zaro harakatlarni davom ettirish lozim.  Bu borada  YEI O'zbekiston bilan ko'plab loyihalarni amalga oshirib kelmoqda. Talabalar va ilmiy doiralar o'rtasidagi o'zaro almashinuv dasturlari bunga  yorqin misol bo'la oladi. YEI bundan keyin ham mazkur  loyihalarni moliyaviy va texnik qo'llab- quvvatlaydi. Bularning barchasi davlat va jamiyatning  rivojlanishiga qulay sharoit yaratadi.”, - deydi "O'zbekiston — Yevropa Ittifoqi" parlament hamkorligi qo'mitasi hamraisi Paolo Bartalotssi.
     Shuningdek,tomonlar mintaqaviy va global tahdidlarga qarshi kurash, mintaqaning barqaror ijtimoiy-iqtisodiy rivojlanishini ta'minlash borasida konstruktiv muloqotni davom ettirish yuzasidan ham fikr-mulohazalar bildirishdi. Parlament a'zolari  ekologik xavfsizlik, transmilliy suv resurslaridan samarali va oqilona foydalanish, ta'lim, onalar va bolalar salomatligini yaxshilash kabi sohalarda o'zaro manfaatli hamkorlikni davom ettirish istagida ekanliklarini ta'kidlab, bu borada rejalashtirilayotgan loyihalarni ko'rib chiqishdi.
 




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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
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It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
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  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.
Answer:
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- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
The period of registration of the company at the time of filing the application must be more than 6 months.
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
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- Documents confirming ownership of the collateral property (if a collateral is required).
- Professional Consultation and Support: Our specialists are always ready to provide professional consultation and support at all stages of the process, helping clients maximize the benefits of the offered loan products.
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The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days.
The collateral can be the new car being purchased.
The option to purchase new vehicles from official dealers.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
The period of registration of the company must exceed 1 year
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.

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