The power of trust

Background
Student loan
Credit for full-time, evening, correspondence forms of education
More details
Background
Visa Direct
Easy and quick transfers!
More details
Accessibility
View:
Font size:
А- А А+
1344
+998 78 148 00 10 Call Centre:
Operating hours from 9 AM to 9 PM
NBU in social networks:

O'zmilliybank tomonidan saqlash muddati 1 oydan 5 yilgacha bo'lgan milliy valyutada jami 6 ta yangi muddatli omonat joriy etildi

08.12.2015 5406

Aholi bo'sh pul mablag'larini bank depozitlariga jalb qilishni ko'paytirish maqsadida O'zmilliybank Toshkent shahar Bosh boshqarmasi tomonidan joriy yilning yanvar oyidan boshlab,  saqlash muddati 1 oydan 5 yilgacha bo'lgan muddatda  milliy valyutada jami 6 ta yangi muddatli omonatlar joriy etildi. Jumladan, sentyabr oyida ishga tushgan  “Istiqlol” , “Daromadli” ,“E'zoz”, «Hisobli», shuningdek, «Nafosat» hamda “Matonat”  depozitlar joriy etildi. 

O'zmilliybank Toshkent shahar Bosh boshqarmasiga qarashli 16 ta bo'lim va filiallarda jismoniy shaxslarga chakana xizmat turlari bo'yicha sifatli xizmatlar  ko'rsatib kelinmoqda. Ma'lumotlarga ko'ra, aholi omonatlariga milliy va xorijiy valyutada pul mablag'larini jalb qilish va ularga foizlari bilan qaytarish bundan tashqari, Markaziy bankning “Munis” kliring tizimi orqali to'lovlar o'tkazilib, milliy valyutada so'm plastik kartochkalari hamda xalqaro plastik kartalar bo'yicha xizmatlar ko'rsatilmoqda.

Shuningdek, ish haqi loyihalari asosida mijozlar bilan tuzilgan shartnomalarga ko'ra, ishchi hodimlarini oylik ish haqlarini naqd pulsiz ravishda depozit hisob varaqlariga o'tkazish, milliy valyutada ochilgan plastik kartochka hamda omonat hisobvaraqlariga ega bo'lgan mijozlarga tovarlar va xizmatlar haqini internet yordamida «SMS-TO'LOV», «CLICK» hamda «ONLINE BANK» tizimlari orqali to'lash bo'yicha ham xizmatlar taklif etilmoqda.  2015-yilning 1-noyabr holatiga milliy valyutada 22 ta, xorijiy valyutada esa  8 turdagi omonatlar amal qilmoqda. Xususan, yoshi ulug' mijozlar uchun “Pensionny”, 16 yoshgacha bo'lgan bolalar uchun esa “Nihol” hamda “Boychechak” deb nomlangan muddatli omonatlar ham mavjud.

- Aholining bo'sh pul mablag'larini omonatlarga jalb qilish bo'yicha amalga oshirilgan ishlar natijasida, jismoniy shaxslar depozitlarining so'm ekvivalentidagi qoldig'i joriy yil boshiga nisbatan 9,7 mlrd.so'mga ko'payib, 2015-yil 1-noyabr holatiga ularning qoldig'i                     356,3 mlrd.so'mni  tashkil etdi, - deydi O'zmilliybank Toshkent shahar bosh boshqarmasi pul muomalasi boshqarmasi bosh mutaxassisi Zulfiya Raimjonova.

Aholiga ko'rsatilayotgan chakana bank xizmatlari sifati va ko'lamini oshirishda axborot texnologiyalarini yangi usullaridan foydalangan holda yuridik va jismoniy shaxslarga plastik kartalar bo'yicha xizmat ko'rsatishda  uzluksiz “on-layn” rejimida ishlaydigan “Smart Vista” plastik kartochkalari dasturiy tizimi yo'lga qo'yilgan.

Milliy bank mijozlari uchun plastik kartochkalarni nafaqat qulay to'lov vositasi sifatida, balki uni qo'shimcha xizmat va servislardan foydalanish imkonini beruvchi vositaga aylantirishga intilmoqda. Xususan, plastik kartochkalar orqali bajarilgan amaliyotlar va hisobraqami qoldig'i to'g'risidagi ma'lumotlarni mijozlar mobil telefonlariga sms-xabarlar, elektron pochtasiga e-mail xabarlar ko'rinishida olish imkoniyatiga egadir.

Bank tomonidan 3 mingga yaqin to'lov terminallari o'rnatilgan bo'lib, 2015-yil mobaynida terminallar orqali bajarilgan amaliyotlar umumiy miqdori 741,0  mlrd.so'mdan oshdi. Shuningdek, bank tomonidan plastik kartochka egalariga qulaylik yaratish maqsadida  “ish haqi loyihalari” doirasidagi korxona va tashkilotlarda hamda aholi gavjum joylarda 47 dona bankomat hamda 35 ta infokiosk tashkil etilgan.

 

 

UzReport




Receive the Latest News

We will send one email a week, no spam

Last page update: 11.09.2019 19:11
section menu
Contact-center
1344
+998 78 148-00-10
Hotline
+998 78 147-15-04
Appeals regulation
Monday - Friday from 9:00 to 18:00 Lunch: from 13:00 to 14:00
For enterprise applications
info@nbu.uz
webmaster@nbu.uz
For requests from individuals
support@nbu.uz
For requests from legal entities
support_business@nbu.uz
Address
100084, Republic of Uzbekistan, Tashkent,
Amir Temur Avenue, 101
NBU in social networks

Latest site update date: 14.12.2024 01:46:28

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
© 2024 NBU. All rights reserved. If you find an error in the text, highlight the wrong text and press Ctrl + Enter

Яндекс.Метрика

If you find a discrepancy in the information provided in different languages, please follow the option in the state language. When using the site materials reference to www.nbu.uz web-site is required

Developed by — Разработка сайта и тех поддержка
Private clients
Small business
Corporate clients
Investors
Investment center
Press center
✕

Technical support NBU

online

Message sent!

Please wait for a response to
your email address

Return to list of topics

Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей
How helpful was the answer?

Helpdesk NBU

I am your virtual assistant.
Loading...

Helpdesk NBU

Choose a needed theme

NBU Help Desk

Select a topic of interest

To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
The period of registration of the company at the time of filing the application must be more than 6 months.
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
- Constituent documents of the company (charter, registration certificate).
- Documents confirming the authority of the company's representatives.
- Vehicle Purchase Agreement.
- Documents confirming ownership of the collateral property (if a collateral is required).
- Professional Consultation and Support: Our specialists are always ready to provide professional consultation and support at all stages of the process, helping clients maximize the benefits of the offered loan products.
- Flexible Terms: Option to choose the optimal term and loan amount.
- Ease of Application: Minimal document requirements and a quick application review process.
- Business support: Financing that helps to renew the car fleet
The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days.
The collateral can be the new car being purchased.
The option to purchase new vehicles from official dealers.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
The period of registration of the company must exceed 1 year
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.

Your message has been sent successfully

Our specialist will answer you within a working day. Due to the high number of requests during the COVID-19 pandemic, there may be some delays in responding to requests.

Take part in improving the quality of service
Please answer 3 questions
Go to quiz