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TIF Milliy banki, XDTB hamkorligida 'Qishloq xo'jaligi sohasini rivojlantirishni qo'llab-quvvatlashda moliyaviy hamkorlik' mavzusida seminar o'tkazildi

09.09.2015 1953

O'zbekiston Tashqi iqtisodiy faoliyat milliy banki hamda Xitoy Davlat Taraqqiyot banki hamkorligida "Qishloq xo'jaligi sohasini rivojlantirishni qo'llab-quvvatlashda moliyaviy hamkorlik" mavzusida seminar o'tkazildi. Unda qishloq xo'jaligi sohasida xalqaro hamkorliklarni yo'lga qo'yish masalalari muhokama etildi.

Seminarda Milliy bankning rahbariyati, Xitoy Davlat Taraqqiyot banki hamda Milliy bankning Departamenti rahbarlari, mahalliy va xalqaro lizing kompaniyalari rahbar-xodimlari  hamda "Kichik biznes va xususiy tadbirkorlik subyektlari, eksportini qo'llab-quvvatlash jamg'armasi" vakillari ishtirok etishdi. Seminar ikki qismdan iborat bo'ldi. Uning birinchi qismida Xitoy Davlat bankining amaliyoti va konsepsiyasi, xalqaro moliya hamkorligi doirasida kredit liniyalarini taqdim etish, mamlakatning iqtisodiy taraqqiyotida Milliy bankning roli singari mavzular ko'rib chiqildi. Uning ikkinchi qismida esa qishloq xo'jaligi soxasini rivojlantirishda XDTB tomonidan amalga oshirlgan ishlar, ularning samarasi hamda O'zbekistonda lizingni qishloq xo'jaligini moliyalashtirish instrumenti sifatidagi ahamiyati bo'yicha so'z yuritildi.

XDTB bankining O'zbekistondagi ishchi guruhi rahbari Fen Chje “UzReport” AA muxbiriga bergan intervyusida shunday dedi:

Seminarni o'tkazishdan asosiy maqsadimiz O'zbekistonlik hamkorlarimizga o'z moliyaviy mahsulotlarimizni taqdimotlar orqali ko'rsatishdir. Shuni ham alohida qayd etishim joizki, biz O'zbekistonlik sheriklarimiz bilan bir necha yillardan buyon hamkorlik olib bormoqdamiz va bu o'z navbatida samarasini bermoqda.      

Shuningdek, seminar davomida XDTB bankining mas’ul xodimlari bevosita moliya muassasining asosiy kredit yo'nalishidan foydalanish sohalariga ham to'xtalib o'tishdi. Qayd etilganidek, bugungi kunda bank o'z kreditlarini qishloq xo'jaligining bir necha sektorlariga ajratib kelmoqda. Xususan, meva–sabzavot, go'sht maxsulotlari va boshqa qishloq xo'jaligi maxsulotlarini qayta ishlash uchun mini texnologiya va ixcham uskunalar xaridi, mahalliy hom–ashyoni chuqur qayta ishlash asosida ishlab chiqarishni tashkil etish, shuningdek yangi turdagi mahsulotlarni o'zlashtirish  kabi bir qator sohalarga yo'naltirmoqda. Shu bilan birga seminarda Moliyaviy lizingning Xitoy Davlat banki faoliyatidagi o'rni hamda O'zbekistonda kichik biznes va xususiy tadbirkorlikning rivojlantirishdagi roli ham muhokama etildi. Ma’lumot o'rnida takidlash joizki, Milliy bank ilk bor Xitoy Davlat Taraqqiyot Banki bilan o'zaro aloqalarni 2006 yilning iyun oyida yo'lga qo'ygan bo'lib, tomonlar o'rtasida 5 ta kredit liniyalasi orqali hamkorlik olib borilmoqda. Xususan, 1-kredit liniyasi 2006-yili amalga oshirilgan bo'lib, uning miqdori 20 mln AQSH dollarini tashkil qilgan. 2007-yilda esa bevosita 2-kredit liniyasi tasdiqlangan bo'lib unga ajratilgan summa 60 mln AQSH dollaridan iborat bo'ldi. Samarali hamkorlik natijasida shuningdek, 2010-yilning iyun oyida 3-kredit liniyasiga 75 mln AQSH dollari, 4-kredit liniyasi bo'yicha  esa 2013-yil iyul oyida 100 mln AQSH dollari miqdorida Qarz bitimlari tuzilgan. 5-kredit liniyasining qiymati  150 mln. AQSH dollariga teng bitim, 2015-yilning yanvarida imzolandi.

 

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License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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