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Debit Cards

Do shopping all over the world and pay for services and goods in trade outlets. Withdraw your cash in ATMs and in branches' cash desks.


  • Free
  • Premium
  • For Travelers
  • UzCard / HUMO
  • Visa
  • Masterсard

UzCard

  • Dual interface cards (both contact and contactless)
  • Valid Thru

    3 years

  • Fee For Issue

    UZS 30 000

UzCard Virtual

  • Payment on the Internet for goods and services
  • Valid Thru

    3 years

  • Fee For Issue

    For free

HUMO

Convenient payment method using contactless technology (NFC)
  • Valid Thru

    5 years

  • Fee For Issue

    UZS 30 000

HUMO Virtual

Online and contactless payment via smartphone with HUMOPay service
  • Valid Thru

    5 years

  • Fee For Issue

    For free

Mastercard Platinum FlyDubai

A New Level of Comfort, Bonuses and Exclusive Service

  • Valid Thru

    5 years

  • Fee For Issue

    For free

Mastercard Virtual

Secure online payments

  • Valid Thru

    5 years

  • Fee For Issue

    For Free

  • Minimum balance

    $5

Mastercard World Elite

Unlimited Opportunities around the World for the Most Demanding Customers

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 700 000

Visa Infinite

Premium Visa Infinite is the key to unlimited privileges and opportunities.

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 2,500,000

  • Minimum balance

    $200 / UZS 1,600,000

Visa Platinum - NBU / NJSC Co-brand card

Pay for purchases with card worldwide and receive 1 bonus mile for every 4 USD/UZS spent from your card at the National Bank sales rate to your bonus account.

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 270 000

Visa Platinum

Special status and exclusive privileges

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 220 000

Mastercard Platinum FlyDubai

A New Level of Comfort, Bonuses and Exclusive Service

  • Valid Thru

    5 years

  • Fee For Issue

    For free

Mastercard Platinum

A New Level of Comfort, Bonuses and Exclusive Service

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 220 000

Visa Platinum - NBU / NJSC Co-brand card

Pay for purchases with card worldwide and receive 1 bonus mile for every 4 USD/UZS spent from your card at the National Bank sales rate to your bonus account.

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 270 000

Visa Gold - NBU / NJSC Co-brand card

Pay for purchases with card worldwide and receive 1 bonus mile for every 5 USD/UZS spent from your card at the National Bank sales rate to your bonus account.

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 170 000

Mastercard Platinum FlyDubai

A New Level of Comfort, Bonuses and Exclusive Service

  • Valid Thru

    5 years

  • Fee For Issue

    For free

UzCard

  • Dual interface cards (both contact and contactless)
  • Valid Thru

    3 years

  • Fee For Issue

    UZS 30 000

UzCard Virtual

  • Payment on the Internet for goods and services
  • Valid Thru

    3 years

  • Fee For Issue

    For free

HUMO

Convenient payment method using contactless technology (NFC)
  • Valid Thru

    5 years

  • Fee For Issue

    UZS 30 000

HUMO Virtual

Online and contactless payment via smartphone with HUMOPay service
  • Valid Thru

    5 years

  • Fee For Issue

    For free

Visa Infinite

Premium Visa Infinite is the key to unlimited privileges and opportunities.

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 2,500,000

  • Minimum balance

    $200 / UZS 1,600,000

Visa Platinum - NBU / NJSC Co-brand card

Pay for purchases with card worldwide and receive 1 bonus mile for every 4 USD/UZS spent from your card at the National Bank sales rate to your bonus account.

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 270 000

Visa Gold - NBU / NJSC Co-brand card

Pay for purchases with card worldwide and receive 1 bonus mile for every 5 USD/UZS spent from your card at the National Bank sales rate to your bonus account.

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 170 000

Visa Platinum

Special status and exclusive privileges

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 220 000

Visa Gold

Gold privilege level worldwide

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 120 000

Visa Classic

The balance between the cost, quality and range of services.

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 70 000

Visa Virtual

Secure online payments

  • Valid Thru

    5 years

  • Fee For Issue

    10,000 UZS

Mastercard World Elite

Unlimited Opportunities around the World for the Most Demanding Customers

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 700 000

Mastercard Platinum FlyDubai

A New Level of Comfort, Bonuses and Exclusive Service

  • Valid Thru

    5 years

  • Fee For Issue

    For free

Mastercard Platinum

A New Level of Comfort, Bonuses and Exclusive Service

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 220 000

Mastercard Gold

Financial Freedom around the World. Discounts and Special Offers

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 120 000

Mastercard Standard

A Convenient Tool for Paying for Goods and Services around the World

  • Valid Thru

    5 years

  • Fee For Issue

    UZS 70 000

Mastercard Virtual

Secure online payments

  • Valid Thru

    5 years

  • Fee For Issue

    For Free

  • Minimum balance

    $5

Telegram-channel with pertinent information

Stay updated on the Bank’s activity.

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Latest site update date: 06/19/2024 06:00:01 pm

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
© 2024 NBU. All rights reserved. If you find an error in the text, highlight the wrong text and press Ctrl + Enter

Яндекс.Метрика

If you find a discrepancy in the information provided in different languages, please follow the option in the state language. When using the site materials reference to www.nbu.uz web-site is required

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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