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Commission fee for servicing individuals

Opening and maintenance of bank accounts, savings accounts

  • 1.1 Statement of account issued upon the Client's request (duplicate) and a certificate of account status

    10% of One Basic Estimated Amount, including VAT

  • 1.2 Issuance of paying-in book in exchange for the lost one

    10% of One Basic Estimated Amount, including VAT

  • 1.3 Investigation of the transactions of a card issued by the Bank as initiated by the owner of a special card account

  • a) For local bank cards in the national currency

    15% of One Basic Estimated Amount, including VAT

  • b) For international bank cards in foreign and national currency:
    - expressed in up to USD 100
    - expressed in up to USD 100 (including) and more

    - USD 5
    - 1% of transaction amount, but not less than USD 10

  • 1.4 Search for a special card account by the owner or heirs

    15% of One Basic Estimated Amount, including VAT

  • 1.5 Submission of an international card account statement on the official letterhead of the Bank

    UZS 10,000, including VAT

  • 1.6 Plastic card in the national currency of the Republic of Uzbekistan

  • 1.6.1 Card issue: UZCARD, UZCARD-MIR co-branded card, HUMO bank cards with 5 years validity period.

    30 000 UZS, including VAT

  • a) For wages, as well as for pensions, allowances, and scholarships. UzCard/UzCard co-badged card - MIR/HUMO

    no commission fee

  • b) 1.6.1. a) an individual who is not covered with the subparagraph - UzCard-MIR/HUMO UzCard/co-branded card

    No commission is charged

  • c) Issue of an additional card (if it belongs to the same payment system):
    - UZCARD/ UZCARD-MIR/HUMO co-branded card
    When bank cards belonging to the same payment system are issued

    UZS 30,000 including VAT

  • 1.6.2 Reissue and extension of the validity period of the main card a month before and after the expiration of the card related to subparagraph 1.6.1. a) as well as card replacement in case of technical malfunction of the main, additional or family UzCard /UzCard co-badged card - MIR/HUMO

    no commission fee

  • 1.6.3 Reissue and extension of the validity period of the main, additional or family card a month before and after the expiration of the card not related to subparagraph 1.6.1. а) UzCard /UzCard co-badged card - MIR/HUMO

    UZS 30,000, including VAT

  • 1.6.4 Replacement of in case of loss, damage and deterioration of the main, additional or family card UzCard /UzCard co-badged card - MIR/HUMO

    UZS 30,000, including VAT

  • 1.7 International bank cards in foreign and national currency

  • 1.7.1 Issue of a bank card (emission):
    - validity period for Visa and Mastercard: 5 years
    - Solfy installment card (UZS) with a validity period of 10 years

  • a) Visa Virtual* (USD)/(UZS) to pay for goods and services online

    UZS 10,000, including VAT

  • b) Issue and reissue a month before and after the expiration of the wage, pension, allowances, scholarship card (for any type of Visa card (Classic, Gold, Platinum)/ Mastercard (Standard, Gold, Platinum)) in foreign and national currency (USD/UZS))

    UZS 70,000, including VAT

  • - minimum balance and down payment (unchanged until the card account is closed)no security deposit

    *no commission fee

  • *All other commissions for Visa cards are used depending on the type of Visa card according to the current tariffs for commission fee for individual customers of the National Bank of the Republic of Uzbekistan for Foreign Economic Activity

  • v) Visa Classic (USD/UZS)

    UZS 70,000, including VAT

  • c) Visa Gold (USD/UZS)

    UZS 120,000, including VAT

  • d) Visa Platinum (USD/UZS)

    UZS 220,000, including VAT

  • e) Co-branded Visa Gold card (USD)/(UZS)

    UZS 170,000, including VAT

  • f) Co-branded Visa Platinum card (USD)/(UZS)

    UZS 270,000, including VAT

  • g) Visa Infinite (USD)/(UZS)

    UZS 2,500,000, including VAT

  • - minimum balance and down payment (unchanged until the card account is closed)

    USD 200 / UZS 1,600,000

  • h) MasterCard Standard (USD)/(UZS)

    UZS 70,000, including VAT

  • i) MasterCard Gold (USD)/(UZS)

    UZS 120,000, including VAT

  • j) MasterCard Platinum (USD)

    UZS 220,000, including VAT

  • k) MasterCard World Elite (USD)

    UZS 700,000, including VAT

  • - minimum balance and down payment (remains unchanged until the card account is closed)

    USD 5 / 50 Euro

  • l) Mastercard Platinum FlyDubai (USD)

    no commission fee

  • - minimum balance and down payment (unchanged until the card account is closed)

    no security deposit

  • m) MasterCard Virtual* (USD)/(UZS) for online payment for goods and services

    No fee is charged

  • - minimum balance and down payment (remains unchanged until the card account is closed)

    USD 5 / UZS 50,000

  • * MasterCard Virtual is used only for online payment for goods and services, this card cannot be used in terminals and ATMs

  • o) Issuing Visa/MasterCard* International Cards

  • 1) for residents and non-residents with a permanent residence or work in the Republic of Uzbekistan

    1) commission fee depending on the type of Visa/Mastercard

  • 2) for non-residents who does not have a permanent residence (Visa Classic/Gold/Platinum, Mastercard Standard/Gold/Platinum/World Elite)

    2) 2,000,000 UZS including VAT

  • 3) for non-residents who does not have a permanent residence (Visa Infinite)

    3) 5,000,000 UZS including VAT

  • - minimum balance and initial payment (remains unchanged until the card account is closed)

    Used depending on the type of Visa/Mastercard

  • * All other commission fees for Visa/Mastercard cards depend on the type of Visa/Mastercard and are calculated according to the current commission fee rates for servicing clients (individuals) of the NBU

  • p) Solfy Installment Card (UZS)

    No fee is charged

  • q) Visa Business Step (UZS)

    No commission is charged
    Period - 5 years

  • s) Family Visa card (UZS)

    50,000 UZS including VAT

  • 1.7.2 Re-issue of a primary and / or additional Visa bank contact card instead of a contactless Visa bank card with NFC technology

  • а) MasterCard Standard (USD)/(UZS)

    UZS 40,000 including VAT

  • b) MasterCard Gold (USD)/(UZS)

    UZS 50,000 including VAT

  • c) MasterCard Platinum (USD)/ Mastercard Platinum FlyDubai (USD)

    UZS 60,000 including VAT

  • d) MasterCard World Elite (USD)

    UZS 100,000 including VAT

  • e) Visa Business Step (UZS)

    UZS 70,000 including VAT

  • 1.7.3 Reissuance of the primary and/or additional card (due to a change in the client's full name, card loss/damage, password loss, suspected fraudulent activity, or failure to return the bank card to the bank, as well as when submitting a request to close a special bank card account):

  • a) Visa Classic (USD)/(UZS)

    UZS 35,000, including VAT

  • b) Visa Gold / Co-branded Visa Gold (USD)/(UZS) / Family Visa card (UZS)

    40,000 UZS including VAT

  • c) Visa Platinum / Co-branded Visa Platinum (USD)/(UZS)/ Solfy Installment Card (UZS)

    UZS 60,000, including VAT

  • d) Visa Infinite (USD)/(UZS)

    UZS 100,000, including VAT

  • e) MasterCard Standard (USD)/(UZS)

    UZS 40,000, including VAT

  • f) MasterCard Gold (USD)/(UZS)

    UZS 50,000, including VAT

  • g) MasterCard Platinum (USD)/(EUR)

    UZS 60,000, including VAT

  • h) MasterCard World Elite (USD)/(EUR)

    UZS 100,000, including VAT

  • Note: When providing/using other services of the bank under this section, no commission is charged

  • 1.7.4 Based on the conclusion of the Retail Business Department of NBU JSC , on the Bank's initiative, the issue, reissue of the main and/or additional card.

    No commission is charged

  • 1.7.5 “Vanity Phone Number” service when issuing international Visa/Mastercard cards (selection from the list of provided phone numbers)

    UZS 5,000,000.00, including VAT
Retail banking services, bank account/bank card transactions, cash/cashless forms of payment and services

  • 2.1 Bank commission charged for cash/ non-cash transactions on deposit accounts / bank cards of a client-individual:

  • a) Transfer of funds from a deposit account / bank card / cash, etc. to the account of an individual, legal entity, individual entrepreneur, etc. except for:
    - the purchase of housing built according to the State Program or through the Uzbek National Bank's own funds;
    - the purchase of apartments by military personnel;
    - amounts of initial payments on mortgage /car loans and consumer loans issued by the Uzbek National Bank;
    - according to the courts' and other governmental authorities' decisions, and pursuant to decisions/orders of the Government;
    - according to the certificate of inheritance;
    - mortgage/car loan down payment previously made in cash/ non-cash form;
    - payment for goods/services/ transfer of funds as partial payment for apartments in new buildings in favor of legal entities whose accounts are opened with the NBU;
    - transfer of funds for the purchase of state assets;
    - to other accounts of the client opened in branches of the Uzbek National Bank.

    0.5% of the transaction amount

  • b) Transfer of payments in favor of the organization and institutions for the use of the following services:
    - rent, utilities (natural gas, electricity, heat, cold and hot water, removal of household waste and other services);
    - subscription fee for landlines telephone communications, long-distance calls, mobile communications, Internet providers services, cable television, etc.

    up to 2% of transaction amount - The commission is charged from the organization and institution according to the contract concluded

  • c) Repayment of loans, except for loans from the National Bank

    1% of the transaction amount

  • d) For the purchase of new cars and trucks:
    - cash
    - non-cash
    except for acceptance of payments in favor of clients (legal entities), who concluded the contracts with the NBU for payments acceptance

    No commission fee
    0.5% of the transaction amount

  • e) Payment of duties, fines and other payments in favor of the State Traffic Safety Inspectorate / Ministry of Internal Affairs, the Treasury, the Center for Public Services, the services of the Ministry of Justice, the Compulsory Enforcement Agency, the State Test Center
    *commission is charged from the organization and institution according to the Decree of the President Republic of Uzbekistan No. PP-88 dated March 09, 2023
    * One-time payment for mediation (commission) should not exceed 20% of the amount of the base calculated value, including VAT

    1% of the amount

  • f) Taxes, fees, penalties and other payments to National Highway Traffic Safety Administration/Ministry of Internal Affairs, Treasury, Public Services Center, services of the Ministry of Justice, Compulsory Enforcement Bureau (MIB), State Test Center

    0.5% of the transfer amount

  • 2.2 Telegraphic or electronic request and receipt of deposit transfer confirmation

    0.1% of amount + cable expenses

  • 2.3 Money transfer from the account in foreign currency outside the Republic

    0.5% of the transfer amount + SWIFT/TELEX expenses

  • 2.4 Transfer of deposits in foreign currency from the National Bank of the Republic of Uzbekistan to the accounts of the client opened in his name in other banks of the Republic

    0.1% of the transfer amount + SWIFT/TELEX expenses

  • 2.5 Transfer of deposits in the national currency from the National Bank of the Republic of Uzbekistan to the accounts of the client opened in his name in other banks of the Republic

    0.5% of the transaction amount

  • 2.6 SWIFT/TELEX communication in any direction

    25% of One Basic Estimated Amount

  • 2.7 Money transfers from the account in foreign currency inside the Republic

    0.2% of the transfer amount + SWIFT/TELEX expenses

  • 2.8 Transfer / transfer of funds received by bank transfer (SWIFT) in foreign currency from abroad to a bank card account opened in your own name / account of another individual of a client of the National Bank of Uzbekistan

    0.3% of the transaction amount

  • 2.9 Cash withdrawal via ATMs

  • a) ATM connected to the NBU processing center for servicing Visa/Master cards of other banks

    1% of the transaction amount

  • b) ATM connected to the UzCard/HUMO processing center for cards servicing:
    UzCard/UzCard co-badged card - MIR/HUMO/International cards

    1% of the transaction amount

  • 2.10 Cash withdrawal at the ATM in the NBU or its servicing branches:

  • a) Terminal connected to the NBU processing center for servicing Visa/Master cards of other banks

    1% of the transaction amount

  • b) Terminal connected to the UzCard/HUMO processing center for cards servicing:
    UzCard/UzCard co-badged card - MIR/HUMO/International cards

    1% of the transaction amount

  • 2.11 Loan repayment via self-service devices of the National Bank of the Republic of Uzbekistan (ATM or infokiosk)

    0.5% of the transaction amount

  • 2.12 Processing of transactions on cash receipt at terminals or ATMs of another bank with the card issued by the NBU:

  • a) Visa Classic (USD/UZS) except for transactions that pass through infrastructure registered in the Republic of Uzbekistan

    0.5% of the transaction amount

  • b) Visa Gold / Co-branded Visa Gold (USD)/(UZS)

    1% of the transaction amount

  • c) Visa Platinum / Co-branded Visa Platinum (USD)/(UZS)

    1% of the transaction amount

  • d) Visa Infinite (USD)/(UZS)

    1% of the transaction amount

  • e) MasterCard Standard (USD)/(UZS)

    1% of the transaction amount

  • f) MasterCard Gold (USD)/(UZS)

    1% of the transaction amount

  • g) MasterCard Platinum (USD)/(EUR)

    1% of the transaction amount

  • h) MasterCard World Elite (USD)/(EUR)

    1% of the transaction amount

  • i) Mastercard Platinum FlyDubai (USD)

    1% of transaction amount (When withdrawing in the UAE - 0.5% of the transaction amount)

  • Note: For MasterCard bank cards, if the card currency differs from the transaction currency, the amount of 2% will be temporarily blocked

  • 2.13 Processing of transactions on non-cash payment for goods and services in the infrastructure of another bank (terminal/self-service terminal/online, etc.) from the card issued by the NBU:

  • a) Masterсard Platinum (EUR)

    0.5% of the transaction amount

  • b) Masterсard World Elite (EUR)

    0.5% of the transaction amount

  • Note: For MasterCard bank cards, if the card currency differs from the transaction currency, the amount of 2% will be temporarily blocked

  • c) Visa Business Step (UZS)

    No commission is charged

  • 2.14 Payment of cash in national currency:

  • a) received from the client's deposit accounts from other banks / from the accounts of other individuals / legal entities / individual entrepreneurs

    1% of the transaction amount

  • b) Received on the basis of courts' and other governmental authorities' decisions, and pursuant to decisions/orders of the government

    0.5% of the amount

  • c) Received as a compensation for the demolition of real property

    1% of the amount

  • d) For micro loans

    1%

  • 2.15 Withdrawal of cash in foreign currency:

  • a) received in cash

    no commission fee

  • b) received in non-cash form

    0.5% of the transaction amount

  • 2.16 Exchange of one currency for another currency received in non-cash form or deposited in cash to the client's account

    1% of the amount

  • a) currency received by the customer's account in cash / non-cash (excluding RUB)

    no commission fee

  • b) conversion of RUB currency received in cash / non-cash on the customer's account into USD / EUR / JPY / GBP / CHF

    10% of the amount

  • 2.17 Change of cash in foreign currency to banknotes of the same currency (in large or in small bills)

    1% of the amount

  • 2.18 Collection of worn foreign currency on behalf of the client, with the subsequent exchange in foreign banks

    10% of the amount + expenses of a foreign bank in cash form or payment with a plastic card

  • 2.19 Provision of information on counterfeit foreign banknotes

    UZS 140,000, including VAT per a batch

  • 2.20 Acceptance and replacement of obsolete (dilapidated) banknotes.
    The commission is charged in UZS at the exchange rate of the Central Bank of the Republic of Uzbekistan on the day of payment.

    5% of amount

  • 2.21 Verification of authenticity of foreign banknotes

    UZS 600, including VAT

  • 2.23 Processing of transactions in the acquiring network of MIR National Payment Card System outside the Republic of Uzbekistan using the UzCard-MIR co-badged card

  • a) Cash receipt transaction

    1.5 % of the transaction amount

  • b) Crediting (deposit)

    1.3% of the transaction amount

  • c) Card balance inquiry

    2,500 UZS including VAT

  • Note: When providing/ using other services of the bank under this section, no commission is charged

Service of personal checks

  • 3.1 Collection and sending of personal checks

    1.7 of One Basic Estimated Amount, including VAT + postal and telegraph expenses

  • 3.2 Refund and cancellation of transfers and payments against the checks of foreign banks

    1.7 of One Basic Estimated Amount, including VAT + postal and telegraph expenses

  • 3.3 Submission of checks sent from abroad

    upon agreement with the client

  • 3.4 Cashing of personal checks/vouchers of the IDB

    1% of the transaction amount
Remote services (sms, push notification, payment for various goods/works/services, online conversion, opening / closing deposits/accounts/cards and other services)

  • 4.1 Services of "Milliy" Mobile Program (hereinafter referred to as Milliy MP)

  • 4.1.1 1-month subscription fee for the use of "Monitoring" service statement the last 10 transactions through "Milliy" MP to holders of UzCard bank cards

    UZS 1,000 for each enabled card

  • 4.1.2 Transfer of funds from card to card (P2P) via Milliy Mobile App

  • a) From UzCard cards

    0.5% of the transaction amount

  • b) From HUMO/Visa/Mastercard bank cards of the National Bank to HUMO/UzCard/Visa/Mastercard cards of the National Bank

    no commission fee

  • c) From HUMO bank cards to UzCard cards of other banks

    0.5% of the amount

  • d) From Visa Business Step card to NBU's Visa/MasterCard/Uzcard/Humo card

    No commission is charged

  • f) From Visa Business Step card to other bank's Visa/MasterCard/Uzcard/Humo card

    1%
    free of charge for up to 10 mln. transactions per month

  • 4.1.3 Transfer of money from the e-wallet to the e-wallet account of another National Bank client or card of other banks using Milliy MP

    0.5% of the transaction amount

  • 4.1.4 Transfer of funds from the National Bank's cards/ other banks to the e-wallet of the National Bank' in Milliy MP

  • a) With UzCard UZS bank cards

    0.5% of the transaction amount

  • b) With HUMO/Visa UZS cards of the National Bank of the Republic of Uzbekistan

    no commission fee

  • 4.1.5 Transfer of funds from the e-wallet to the card of the National Bank of the Republic of Uzbekistan/ other banks/ demand deposit account of the National Bank in Milliy MP

  • a) With UZS UzCard cards (except for clients of the National Bank of the Republic of Uzbekistan with card and e-wallet opened under the same ID number)

    0.5% of the transaction amount

  • b) With HUMO/Visa UZS cards of the National Bank of the Republic of Uzbekistan

    no commission fee

  • 4.1.6 Interbank transfer of funds from e-wallet account

    0.5% of transaction amount

  • 4.1.7 Credit Payments and Services with Milliy Mobile App:

    no commission fee

  • a) NBU card, payment for the credit from accounts of other banks, or e-wallet

    No commission charged

  • b) Downloading credit report from Milliy mobile app

    15,000 UZS, incl. VAT
    Free once a year

  • 4.1.8 Payments to Milliy MA from NBU/other banks' plastic cards and from an e-wallet.

  • a) Payment of fines and other payments in favor of the State Traffic Safety Inspectorate / Ministry of Internal Affairs, the Treasury, the Center for Public Services, the services of the Ministry of Justice, the Compulsory Enforcement Agency, the State Test Center
    *Commission is charged from the organization and institution according to the Decree of the President Republic of Uzbekistan No. PP-88 dated March 09, 2023

    1% of the amount

  • b) Avtosanoat GM
    - With UZS UzCard plastic cards
    - With HUMO/Visa UZS/ UZS e-wallet plastic cards

    0.5% of the transaction amount
    no commission fee

  • c) Payment/transfer according to details (except for payment/transfer to the account of a legal entity/individual entrepreneur, to another account of the client (this individual) opened in NBU's branches):
    - from UzCard bank cards
    - from NBU's HUMO/Visa UZS/Mastercard UZS bank cards / UZS e-wallet


    0.8% of the amount
    0.5% of the amount

  • 4.1.9 Transfer of funds from the NBU's international Visa card to the NBU's international Visa card (P2P) in Milliy MP

    no commission fee

  • 4.1.10 Transfer of funds from card to card of international payment systems (P2P) using the Milliy Mobile App:

  • a) Transfer of funds from the international Visa card of the NBU to the international Visa card of other banks (Р2Р) in Milliy Mobile App (Visa Direct)

    1% of transaction amount (min – USD 1)

  • b) Transfer of funds from the international Mastercard card of the NBU to the international Mastercard card of other banks (Р2Р) in Milliy Mobile App (Mastercard Send)

    2% of transaction amount (min – USD 1)

  • c) Transfer of funds from the international Mastercard Platinum FlyDubai to the international Mastercard card of other banks (Р2Р) in Milliy Mobile App (Mastercard Send)

    1% of transaction amount (min – USD 1)

  • 4.1.11 Payment for goods/works/services in Milliy MP via connected retail and service outlets and NBU E-POS terminal accepting payments with UZS plastic cards and e-wallet*

  • a) With UzCard UZS plastic cards

    0.8% of the transaction amount

  • b) With UZS HUMO/Visa, e-wallet plastic cards

    0.5% of the transaction amount

  • * If this service is paid for by the retail and service outlet according to subparagraph 7.4.4 of section 7 "For retail and service outlets servicing clients by cards and electronic wallets in the national currency" under the commission fee tariff for servicing legal entities and individual entrepreneurs, this service is provided free of charge.

  • 4.1.12 Payment for goods / works / services in Mobile Payment System "Milliy" through the E-POS terminal of the National Bank on international cards of other banks (VISA, MasterCard, UnionPay International, etc.)

    2.5% - 3% of the transaction amount on the day of receiving coverage from international payment systems

  • 4.2 Delivery of bank cards, etc.

  • 4.2.1 Delivery of bank cards by courier service:

  • a) Delivery within the city (where the courier service branch is located)

    UZS 25,000, including VAT

  • b) Delivery to the regions of the region (where there is no branch of the courier service)

    UZS 35,000, including VAT

  • Note: When using other services of the Bank under this section, no commission is charged

  • 4.3 On free monthly transfer of funds from a bank card/e-wallet in national currency to a bank card/e-wallet in national currency by users of the Milliy mobile application who have been identified:

  • - For transfers up to UZS 3 million for all identified customers

    0% of amount

  • - For transfers (with a maximum amount of UZS 10 million in one month) in the amount of wages and equivalent funds credited to bank cards of customers who have been identified under the Bank's payroll project
    (In calculating the funds received, the funds received for the month preceding the reporting month are considered)

    0% of amount

  • After reaching the monthly limit for free transfers, each subsequent transfer will be charged a fee according to the Bank's rates.

  • The commission fees are charged from transfers in excess of the amount of transfers without commission fees established by this clause according to lauses 4.1.2, 4.1.3, 4.1.4, 4.1.5, 4.1.6 of the bank tariffs.

Crediting services rendered to clients

  • 5.1 Amendments to the loan agreement upon the Client's request

    UZS 2,000,000, including VAT

  • Note: When providing/ using other services of the bank under this section, no commission is charged

  • 5.2 Verification of the ban status on the platform of the electronic information system "Notarius"
    For each ban

    12 per cent of RCV (reference calculation value) of the Republic of Uzbekistan including VAT

  • 5.3 Electronic deletion (full and partial release from pledge, replacement of pledge) of prohibitions imposed by a notary under a pledge agreement on the platform of the electronic information system "Notarius"
    For each ban

    12 per cent of RCV (reference calculation value) of the Republic of Uzbekistan including VAT
Services rendered to clients on individual safe deposit boxes

  • 6.1 Renting of individual safe deposit boxes to clients:

  • a) 50 x 250 x 380 size

    UZS 100,000, including VAT

  • b) 90 x 250 x 380 size

    UZS 150,000, including VAT

  • c) 140 x 250 x 380 size

    UZS 200,000, including VAT

  • d) 500 x 250 x 380 size

    UZS 250,000, including VAT

  • 6.2 Penalty for the loss of key to individual safe deposit boxes

    UZS 1,700,000, including VAT
Last page update: 14/10/24 09:10
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Latest site update date: 16.10.2024 09:02:11

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей
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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
The period of registration of the company at the time of filing the application must be more than 6 months.
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
- Constituent documents of the company (charter, registration certificate).
- Documents confirming the authority of the company's representatives.
- Vehicle Purchase Agreement.
- Documents confirming ownership of the collateral property (if a collateral is required).
- Professional Consultation and Support: Our specialists are always ready to provide professional consultation and support at all stages of the process, helping clients maximize the benefits of the offered loan products.
- Flexible Terms: Option to choose the optimal term and loan amount.
- Ease of Application: Minimal document requirements and a quick application review process.
- Business support: Financing that helps to renew the car fleet
The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days.
The collateral can be the new car being purchased.
The option to purchase new vehicles from official dealers.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
The period of registration of the company must exceed 1 year
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.

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