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Support young entrepreneurs

Our purpose — is to create the necessary conditions and opportunities for talented youth to fully realize their talents and potential in all areas

Our concern — is to finance innovative projects, start-ups and business projects developed by youth based on new ideas

Our work in numbers
UZS 232,6 billion

Allocated to young entrepreneurs in the form of soft loans

430

Young people started a business

420

Business tours were organized for young people

  • Young people started a business
    Studying proccess Based on international experience
    Duration of the training course 11 days (86 hours)
    Training program Financial literacy
    Drawing up a business plan
    Taxes and taxation
    Accounting
    Management and marketing
    Legal literacy
    Mask Group 253
    Business courses are organized by the following organizations: Agency for youth affairs
    Chamber of Commerce and Industry
    Found of "Young people аre our future"
    Completion of the training course Issuance of a certificate to listeners
    Practice Practice for advanced training at the production sites of large enterprises

    Key partners in organizing business courses

Online application for training
Projects implemented on the territory of the Youth Industrial and Business Zones
Loan amount in the equivalent of no more than 100 000 US dollars
Loan term up to 7 years
Grace period up to 3 years
Loan term 14% (Interest rate in national currency)
3% (Interest rate in foreign currency)
  • Loan support:

  • • Guarantee of the State Fund for Support of Entrepreneurship (in the amount of up to 50 percent of the loan amount, but not more than 500 million soums;
    • Insurance policies of the state insurance organization (up to 50 percent of the loan amount, but not more than 500 million soums).
    • Other types of security provided by law.

Innovative, start-up and business projects of youth
The loan amount for one business entity is from 300 million sum to 600 million sum times of the amount of the basic calculation
Loan term up to 7 years
Grace period up to 3 years
Loan term 15%
  • Loan support:

  • • Property collateral;
    • Guarantee from the State Fund for Entrepreneurship Support;
    • Third Party Warranty;
    • Other types of security provided by law.
    • The loan amount must cover 125% of the loan amount, including the discount.

Loan calculation

UZS
month
month
Выберите срок меньше месяцев
%
UZS USD

Interest rate
14%

Payment Schedule

MONTH PRINCIPAL DEBT THE INTEREST ON THE LOAN TOTAL AMOUNT OF PAYMENT BALANCE
  • Required documents:

  • Constituent documents (company charter, certificate of state registration);

  • Financial statements (balance sheet, statement of financial results);

  • Project’s business-plan;

  • Other documents provided for by the Law.

Telegram-channel with pertinent information

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Latest site update date: 07/23/2024 06:43:28 pm

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
© 2024 NBU. All rights reserved. If you find an error in the text, highlight the wrong text and press Ctrl + Enter

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
The period of registration of the company must exceed 1 year
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
- Constituent documents of the company (charter, registration certificate).
- Documents confirming the authority of the company's representatives.
- Vehicle Purchase Agreement.
- Documents confirming ownership of the collateral property (if a collateral is required).
- Professional Consultation and Support: Our specialists are always ready to provide professional consultation and support at all stages of the process, helping clients maximize the benefits of the offered loan products.
- Flexible Terms: Option to choose the optimal term and loan amount.
- Ease of Application: Minimal document requirements and a quick application review process.
- Business support: Financing that helps to renew the car fleet
The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days.
The collateral can be the new car being purchased.
The option to purchase new vehicles from official dealers.

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