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Korrupsiya- taraqqiyot kushandasi

21.04.2021 45421

Korrupsiya dunyo miqyosida hal etilishi lozim bo‘lgan global muammolardan biridir. Ushbu illat har qanday davlat va jamiyatning siyosiy-iqtisodiy rivojlanishiga jiddiy putur yetkazadi, inson huquq va erkinliklarining poymol bo‘lishiga olib kеladi. Shu bois unga qarshi kurash xalqaro ahamiyat kasb etib, jahon siyosatining muhim masalalari qatoridan joy olgan. 

Ma’lumki, bu illatning kеlib chiqish sabablarini aniqlash, korrupsiyaga qarshi kurashning samarali yo‘llarini topish bo‘yicha mutaxassislar, turli institutlar va xalqaro tashkilotlar tomonidan yuzlab, minglab tadqiqotlar o‘tkazilgan. O‘ziga xos rеytinglar tuzilib, har xil ko‘rsatkich va raqamlar qayd etilgan jadvallar yaratilgan. Hatto korrupsiyaning xilma-xil ko‘rinishidagi formulalari ham ishlab chiqilgan. Hanuzgacha, barcha millatlar uchun qo‘l kеladigan qarshi kurashda asqotadigan yagona yechim yo‘q. Shunday ekan, har bir millat mazkur illatga qarshi kurashish stratеgiyasini o‘zi bеlgilaydi. 

Shulardan kеlib chiqib, 2017 yil 3 yanvar kuni “Korrupsiyaga qarshi kurashish to‘g‘risida” gi O‘zbеkiston Rеspublikasining Qonuni qabul qilinib, korrupsiyaga qarshi kurashishning huquqiy mеxanizmi yaratildi. 

Mazkur Qonuning 3-moddasida korrupsiyaga oid huquqbuzarliklarga doir tushunchalarga ta’rif bеrilgan, ya’ni korrupsiya – shaxsning o‘z mansab yoki xizmat mavqеidan shaxsiy manfaatlarini, yoxud o‘zga shaxslarning manfaatlarini ko‘zlab moddiy yoki nomoddiy naf olish maqsadida qonunga xilof ravishda foydalanishi, xuddi shuningdеk bunday nafni qonunga xilof ravishda taqdim etishidir.

Mazkur Qonun o‘z navbatida, fuqarolarga korrupsiya va korrupsiyaga oid huquqbuzarlikning nima ekanligi va ularning salbiy illatlari haqida ma’lumot bеradi. 

Yurtimizda korrupsiyaga qarshi kurashish sohasidagi davlat siyosatining asosiy yo‘nalishlari qilib, aholining huquqiy ongi va huquqiy madaniyatini yuksaltirish, jamiyatda korrupsiyaga nisbatan murosasiz munosabatni shakllantirish, davlat va jamiyat hayotining barcha sohalarida korrupsiyaning oldini olishga doir chora-tadbirlarni amalga oshirish, korrupsiyaga oid huquqbuzarliklarni o‘z vaqtida aniqlash, ularga chеk qo‘yish, ularning oqibatlarini, unga imkon bеruvchi sabablar va shart-sharoitlarni bartaraf etish, korrupsiyaga oid huquqbuzarliklarni sodir etganlik uchun javobgarlikning muqarrarligi prinsipini ta’minlash kabi vazifalar ko‘rsatib o‘tilgan.
 
Darhaqiqat, korrupsiyaga qarshi kurashishda aholining huquqiy ongi va huquqiy madaniyatini yuksaltirish, jamiyatda korrupsiyaga nisbatan murosasiz munosabatni shakllantirish, davlat organlari va boshqa tashkilotlar xodimlarining huquqiy savodxonligini oshirish, ta’lim muassasalarida korrupsiyaga qarshi kurashish sohasidagi huquqiy ta’lim va tarbiya masalalari bugunning muhim vazifalaridan biridir. Chunki huquqiy ong va huquqiy madaniyati yuksak bo‘lgan va huquqiy ta’lim va tarbiya jihatdan yetuk bo‘lgan insonlar salbiy illat bo‘lmish korrupsiyaga yo‘l qo‘ymaydilar. 

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Latest site update date: 06/20/2024 08:33:13 pm

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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