The power of trust

Background
Visa Direct
Easy and quick transfers!
More details
Background
Milliy Deposits
Explore more profitable deposits!
More details
Accessibility
View:
Font size:
А- А А+
1344
+998 78 148 00 10 Call Centre:
Operating hours from 9 AM to 9 PM
NBU in social networks:

“O‘zmilliybank”ning QR-kod orqali tezkor to‘lovi

03.06.2021 1825

Bugungi kunda QR-kodlar allaqachon oddiy narsaga aylangan, lekin ko‘pchilik aslida u haqida tushunchaga ega emas. Biz har kuni oq fonda sirli qora kvadratchali tasvirlarni, reklama afishasi yoki jurnal sahifalarida va hatto biznes kartalarida, tovarlar etiketkalarida, kommunal to‘lovlar kvitansiyalarida yoki saytlar sahifalarida ham duch kelamiz.  


QR-kod (“Quick Response Code” - tezkor aniqlanadigan kod) 1994 yilda Yaponiyaning “Denso" kompaniyasi tomonidan ishlab chiqilgan ikki o‘lchovli shtrix kodidir (matris kodi). U  2953 baytlik ma’lumotni bitta kichkina kvadratga, ya’ni 7089 ta raqam yoki 4296 ta harf, 1817 iyeroglif joylashtirish imkonini beradi. Bu kodning asosiy afzalligi shundaki, u skanerlovchi uskuna (mobil telefon, fotoapparat) yordamida oson va tez o‘qish mumkin.  

QR-kod  qo‘llanishining asosiy tamoyili shundaki, u giperhavola tarzida ishlay oladi. Bu birdaniga ko‘p ma’lumot haqida xabar berish zarur bo‘lgan holatlarda yoki uni soddalashtirish kerak bo‘lganda juda qulay vosita sanaladi. 

QR-kod  elektron ma’lumotlar uzatish prinsipiga asoslanadi. Bu, ayniqsa, ko‘p miqdordagi axborotni uzatish yoki undan foydalanishni soddalashtirishda qo‘l keladi.   

QR-kod  surati mahsulot yoki xizmatni tanlash jarayonini yengillashtirishga yordam beradi, axir qadoq yoki reklama yorlig‘idagi mana shu kichik kvadratchada 4296 tagacha belgi sig‘diriladi. U aloqa jarayonini optimallashtirishga ham xizmat qiladi, masalan, aksariyat holatlarda tashrif qog‘ozidagi nishonchada birgina tugmani bosish bilan kontaktlaringiz ro‘yxatiga qo‘shiladigan telefon raqami shifrlangan bo‘ladi. Shu bilan birgalikda, QR-kod  yordamida havoladan o‘tish, elektron xat, SMS yuborish, manzil joylashuvini bilish va boshqa ko‘plab amallarni bajarish mumkin.

QR-kod orqali to‘lovlarni keng ommalashtirish borasida “O‘zmilliybank” AJ raqamli bankingni rivojlantirish Konsepsiyasiga muvofiq QR-kod orqali tezkor to‘lovni amalga oshirishning “QR-online” universal to‘lov tizimi bilan ishlash imkoniyati yaratilgan.

Mazkur tizim doirasida savdo va xizmat ko‘rsatish shoxobchalari “O‘zmillibank” AJ filiallari orqali QR-kodni shakllantirib, ro‘yxatdan o‘tkazishlari talab etiladi. Xaridorlar tomonidan Milliy mobil ilovasi dasturi vositasida savdo va xizmat ko‘rsatish korxonalarining QR-kodlarini skaner qilish hamda xarid summasini kiritish orqali to‘lovlar amalga oshiriladi. Bunda pul mablag‘lari mobil ilovaga biriktirilgan bank kartalari hisobvaraqlari va elektron pul hamyonlardan hisobdan chiqariladi.

Bugungi kunda “O‘zmilliybank” AJ faoliyat yurituvchi 5 mingga yaqin tadbirkorlik subyektlari QR-kod texnologiyasi asosida to‘lov tizimiga ulangan bo‘lib, ular sonini oshirish bo‘yicha belgilangan vazifalar bajarib kelinmoqda. Bank mijozlariga va keng jamoatchilikka “Milliy” mobil ilovasidan foydalanib “QR-online” texnologiyasi orqali to‘lovlar o‘tkazish qulayliklari va imkoniyatlari to‘g‘risida ma’lumotlar berib borilmoqda.

Savdo va xizmat ko‘rsatish korxonalari “QR-online” tizimi orqali mijozlardan qabul qilingan va bank hisobvaraqlariga kirim qilinadigan mablag‘larni “Telegram” tarmog‘idagi  @onlineqrbot kanali, mijozning bank shaxsiy kabineti hamda sms-xabarnoma xizmati orqali onlayn rejimida nazorat qilib borishlari mumkin. Mazkur tizim mavjud muqobil to‘lov xizmatlaridan farqli o‘laroq, xalqaro standartlar asosida ishlab chiqilgan bo‘lib, Markaziy bankning hisob-kitoblar kliring tizimi bilan uzviy bog‘liqlikda ishlaydi.

To‘lov xizmatlari bozorida “QR-online” tizimining ishga tushirilishi ko‘rsatilayotgan xizmatlar sifati va tekzorligini oshirishga, naqd pulsiz yoki bank kartalarisiz hisob-kitoblar ko‘lamini yanada kengaytirishga imkon beradi.




Last page update: 03.06.2021 16:16
section menu
Contact-center
1344
+998 78 148-00-10
Hotline
+998 78 147-15-04
Appeals regulation
Monday - Friday from 9:00 to 18:00 Lunch: from 13:00 to 14:00
For enterprise applications
info@nbu.uz
webmaster@nbu.uz
For requests from individuals
support@nbu.uz
For requests from legal entities
support_business@nbu.uz
Address
100084, Republic of Uzbekistan, Tashkent,
Amir Temur Avenue, 101
NBU in social networks

Latest site update date: 12.12.2024 21:37:21

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
© 2024 NBU. All rights reserved. If you find an error in the text, highlight the wrong text and press Ctrl + Enter

Яндекс.Метрика

If you find a discrepancy in the information provided in different languages, please follow the option in the state language. When using the site materials reference to www.nbu.uz web-site is required

Developed by — Разработка сайта и тех поддержка
Private clients
Small business
Corporate clients
Investors
Investment center
Press center
✕

Technical support NBU

online

Message sent!

Please wait for a response to
your email address

Return to list of topics

Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей
How helpful was the answer?

Helpdesk NBU

I am your virtual assistant.
Loading...

Helpdesk NBU

Choose a needed theme

NBU Help Desk

Select a topic of interest

To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
The period of registration of the company at the time of filing the application must be more than 6 months.
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
- Constituent documents of the company (charter, registration certificate).
- Documents confirming the authority of the company's representatives.
- Vehicle Purchase Agreement.
- Documents confirming ownership of the collateral property (if a collateral is required).
- Professional Consultation and Support: Our specialists are always ready to provide professional consultation and support at all stages of the process, helping clients maximize the benefits of the offered loan products.
- Flexible Terms: Option to choose the optimal term and loan amount.
- Ease of Application: Minimal document requirements and a quick application review process.
- Business support: Financing that helps to renew the car fleet
The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days.
The collateral can be the new car being purchased.
The option to purchase new vehicles from official dealers.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
The period of registration of the company must exceed 1 year
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.

Your message has been sent successfully

Our specialist will answer you within a working day. Due to the high number of requests during the COVID-19 pandemic, there may be some delays in responding to requests.

Take part in improving the quality of service
Please answer 3 questions
Go to quiz