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2013 yilda eksport hajmining o'sishi qayd etildi

20.01.2014 2575

UzReport 20.01.2014

     Kichik biznes va xususiy tadbirkorlikning roli va o‘rni tobora mustahkamlanib borayotganligi iqtisodiyotimizning tarkibida bo‘layotgan ijobiy o‘zgarishlardan dalolat bermoqda. Bu haqda Prezidentimiz tomonidan, mamlakatni 2013 yilda ijtimoiy-iqtisodiy rivojlantirish yakunlari va 2014 yilga mo‘ljallangan iqtisodiy dasturning eng muhim ustuvor yo‘nalishlariga bag‘ishlangan Vazirlar Mahkamasining majlisidagi ma’ruzasida alohida to'xtalib o'tildi.
     Xususan, unda ta'kidlanishicha, bugungi kunda yalpi ichki mahsulotining qariyb 55,8 foizi ayni shu sohada ishlab chiqarilmoqda. Vaholanki, 2000 yilda bu ko‘rsatkich 31 foizdan iborat edi.
     Ayni paytda ishlab chiqarilayotgan jami sanoat mahsulotlarining 23 foizi, ko‘rsatilayotgan bozor xizmatlarining deyarli barchasi, mahsulot eksportining 18 foizi, iqtisodiyot tarmoqlarida ish bilan band bo‘lgan aholining 75 foizi kichik biznes ulushiga to‘g‘ri kelmoqda.
     Ana shu raqamlardan ko‘rinib turibdiki, bu tarmoq shaklan kichik bo‘lishiga qaramasdan, iqtisodiyotimizni barqaror rivojlantirish, aholini ish bilan ta’minlash muammosini hal etish va xalqimiz farovonligini yuksaltirishda tobora katta ro’l o‘ynamoqda.
     Iqtisodiyotimiz tarkibidagi chuqur o‘zgarishlar mamlakatimiz eksport salohiyatini mustahkamlash, eksport hajmini barqaror oshirish va uning tarkibida ijobiy o‘zgarishlarga erishishda eng muhim omilga aylandi.
     Jahon bozoridagi konyunkturaning beqarorligiga qaramasdan, 2013 yilda eksport hajmining o‘sishi 10,9 foizdan iborat bo‘ldi. Tashqi savdo faoliyatidagi ijobiy saldo 1 milliard 300 million dollarni tashkil etdi. 2013 yilda qimmatbaho metallar narxining keskin pasayganligiga qaramasdan, mamlakat oltin-valyuta zaxirasi o‘tgan yil davomida 2 foizga ko‘paydi.
     Ma’ruza davomida, so‘nggi yillarda eksport tarkibida raqobatdosh tayyor mahsulotlar ulushi barqaror sur’atlar bilan o‘sib borayotgani yaqqol ko‘zga tashlanayotganligi, 2013 yilda umumiy eksport hajmining 72 foizdan ortig‘i tayyor tovarlar hissasiga to‘g‘ri kelgani iqtisodiyotimiz diversifikatsiya qilinayotganining yaqqol dalolat berilayotganligi ham ta’kidlab o’tildi.
     Shuningdek, mahsulot eksport qiladigan korxonalarni qo‘llab-quvvatlashga oid chora-tadbirlarning amalga oshirilgani eksport faoliyatiga 450 dan ziyod yangi korxonani jalb etish imkonini berdi.
     Bu borada Tashqi iqtisodiy faoliyat milliy banki huzurida barcha hududlarda o‘z filiallariga ega bo‘lgan Kichik biznes va xususiy tadbirkorlik subyektlari eksport faoliyatini qo‘llab-quvvatlash jamg‘armasining tashkil etilgani muhim ahamiyat kasb etayotgani hamda ularning asosiy vazifasi mamlakatimizda ishlab chiqarilayotgan mahsulotlarni eksport qilishda zarur huquqiy, moliyaviy va tashkiliy yordam ko‘rsatishdan iboratdir.
     Jamg‘armaning o‘tgan qisqa davrdagi faoliyati davomida 153 ta tadbirkorlik subyektiga umumiy qiymati 56 million AQSH dollardan ziyod bo‘lgan eksport shartnomalarini tuzishda yordam ko‘rsatilganligi alohida qayd etildi.
 

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License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
The period of registration of the company at the time of filing the application must be more than 6 months.
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
- Constituent documents of the company (charter, registration certificate).
- Documents confirming the authority of the company's representatives.
- Vehicle Purchase Agreement.
- Documents confirming ownership of the collateral property (if a collateral is required).
- Professional Consultation and Support: Our specialists are always ready to provide professional consultation and support at all stages of the process, helping clients maximize the benefits of the offered loan products.
- Flexible Terms: Option to choose the optimal term and loan amount.
- Ease of Application: Minimal document requirements and a quick application review process.
- Business support: Financing that helps to renew the car fleet
The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days.
The collateral can be the new car being purchased.
The option to purchase new vehicles from official dealers.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
The period of registration of the company must exceed 1 year
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.

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