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A New Paymant System Forthcoming

07.07.2014 2569

An Uzbek-French business forum in Tashkent has addressed cooperation in information and Communication technologies.

 Representatives of commercial banks, mobile phone operators, city public transport and retailers, experts and specialists took part in the occasion.

Chairman of the Trade and Industry Chamber of Uzbekistan A.Shaikhov and others noted that the extensive introduction under the leadership of President Islam Karimov of information and communication technologies to all areas serves as an important factor in the development of entrepreneurship and the perfection of services sphere.
          Consistent efforts are underway to promote electronic commerce, study the international practice and expand cooperation on this front. In particular, the introduction of NFC (wireless communication) technology has been launched in cooperation with French companies Sofrecom and Aesma. The system allows for payments through a cell phone, and it is rather convenient and effective.
Introduction of this technology to public transport is projected within the next few days, followed later in supermarkets and shopping malls, pharmacies, catering outlets and the utility payments system. The NFC technology creates opportunity to make payments with all types of bank cards.

“It is worth acknowledging that information and communication technologies are widely introduced in Uzbekistan across all the walks of life,” says Mathieu Bulek, project manager of Aesma. “We hope for the effectiveness of mutual cooperation, which will serve for the further consolidation of trade and economic ties between Uzbekistan and France.”

 The business forum also included an exchange of views on boosting the cooperation between commercial banks, mobile phone operators and trade complexes in the introduction of NFC technology to practice.

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
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  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
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Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
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  • expected amount of money
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