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Bugun Germaniyalik mutaxassislar ishtrokida tijorat banklari xodimlari uchun maxsus o'quv kurslar boshlandi

21.09.2015 2443

Joriy yilning 21 sentyabr kunidan O'zbekiston Respublikasi Tashqi iqtisodiy faoliyat Milliy banki Bosh ofisi binosida Kichik biznes va xususiy tadbirkorlik subyektlarining eksportini qo'llab-quvvatlash Jamg'armasi tomonidan Biznes logistikani rivojlantirish Uyushmasi bilan hamkorlikda O'zbekiston tijorat banklari xodimlari uchun maxsus o'quv kurslari boshlandi. 5 kunga mo'ljalangan o'quv kurslari prezidentimizning joriy yilning 12 martida qabul qilingan "O'zbekiston Respublikasi va Germaniya Federativ Respublikasi o'rtasida iqtisodiy hamkorlikni yanada kengaytirish chora-tadbirlari to'g'risida"gi Qaroriga muvofiq o'tkazilmoqda. O'quv kursining dastlabki kunini "Kichik biznes va xususiy tadbirkorlik subyektlarining eksportini qo'llab-quvvatlash Jamg'armasi"ning Bosh direktori kirish so'zi bilan ochib berdi.

 Shundan so'ng "Doyche Bank AG"ning Nyu-Yorkdagi bo'limi Vitse-prezidenti Ben Bruno va "Doyche Bank AG"ning Bosh ofisi Vitse-prezidentining yordamchisi Djed Mazur tomonidan ishtrokchilarga Bankning tashkil topganidan boshlab to bugungi kunga qadar faoliyati haqida ma'lumotlar berildi.

Shuningdek Doyche bankning vakillari o'z faoliyatidagi yutuqlarni qayd etib, korporativ moliyalashda korporativ boshqaruvning mukammalligi, unda aynan nimalarga ko'proq ahamiyat berish lozimligi haqida Milliy bankning mutaxassislari bilan fikr almashdishdi.

"Doyche Bank AG"ning Nyu-Yorkdagi bo'limi Vitse-prezidenti Ben Bruno “UzReport” AA muxbiriga bergan intervyusida shunday dedi:

– O'zbekiston va Germaniya banklari tomonidan o'quv kurslari tashkil etilganidan men juda ham xursandman . Mazkur o'quv kurslari men va hamkasblarim uchun karparativ boshqaruv soxasida o'z bilimlarini o'rtoqlashish imkonini beradi. Alohida takidlab o'tishim joizki O'zbekiston Germaniyaning Markaziy Osiyodagi  bosh savdo hamkori xisoblanadi. Bu singari o'quv kurslarining tashkil etilishi esa kelajakda ikki davlat o'rtasidagi iqtisodiy aloqalarning ya'nada mustaxkamlanishga imkon yaratadi

Shuni alohida ta'kidlab o'tish joizki, Jamg'arma tomonidan yetakchi xorijiy tijorat tashkilotlari bilan hamkorlikda bunday o'quv kurslarini tashkil etilishi, ushbu tashkilot mamlakatimiz iqtisodiyotining barcha soxalarida, shu jumladan, bank xizmatlari sohasida ham eksportni qo'llab-quvvatlashdagi o'rni tobora o'sib borayotganligidan dalolat beradi.

Kichik biznes va xususiy tadbirkorlik subektlari eksportini qo'llab quvvatlash Jamg'armasi bo'lim boshlig'i Kamoliddin Nurmatov “UzReport” AA muxbiriga bergan intervyusida shuday dedi:

– Nima uchun Germaniya ?. Hammamizga ma'lumki Germaniyada ayniqsa Doyche Bankda tadbirkorlar bilan ishlash va bank xizmatlari juda ham yuqori darajada tashkilashtirilgan. Xorijiy tajribani O'zbekistonga olib kelib yangi turdagi xizmatlar, yangi turdagi moliyalash sxemalarini amaliyotga tadbiq qilish bugungi kunda ahamiyati juda ham muhimdir. Ayniqsa tadbirkorlar o'z mahsulotlarini eksport qilganda umuman faoliyatini yuritganda bank bilan judayam yaqin hamkorlikda ish olib borishadi. Bank tizimi ularga ko'rsatadigan xizmati ularni kelajakdagi faoliyatida judayam muhim ahamiyat kasb etadi. Ayniqsa bu eksportchilarimizga ta'luqlidir. Sababi ular o'z maxsulotlarini tayyorlab xorijga eksport qilish jarayonida bir qator bank xizmatlaridan foydalanishadi .

To'rt kun davomida "Doyche Bankning mutaxassislari moliyaviy hisobot, moliyaviy ko'rsatkichlarni yillik baholanishi, monetar instrumentlar, investitsion baholash, shuningdek korporativ moliyalashning usullari, svopni tashkil qilish borasida ma'ruza qilishadi. Ikki bank shuningdek o'z faoliyatidagi moliyaviy hisobot, moliyaviy koyeffitsiyentlari haqida ma'lumot almashib natijalarini tahlil etishadi .

 

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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