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Ijtimoiy tarmoqlardagi maqolaga O`zmilliybank munosabati.

25.05.2019 2756

Ijtimoiy tarmoqlarda “Toshkent-Milliy bank hodimlariga dam olishsiz ishlash buyurildi” mavzusidagi maqolaga O`zmilliybank munosabati.

Bugungi kunda respublikamizda xalq xo`jaligining har bir sohasini rivojlantirish, modernizatsiyalash, ishlab chiqarishga ilg`or innovatsion texnologiyalarni joriy qilish bilan yangi ish o`rinlarini yaratish ishlari jadal sur`atlarda olib borilmoqda. 

Shu kabi tadbirlardan biri bo`lgan “Har bir oila – tadbirkor” dasturiga muvofiq respublikamizning har bir tuman va shaharlarida aholining moddiy sharoitlarini tubdan yahshilash, turmush tarzida ijobiy o`zgarishlar amalga oshirilishini ta`minlash hamda har bir oilaning tadbirkorlik bilan shug`ullanishi va barqaror daromad manbaiga ega bo`lishi uchun shart-sharoitlar yaratish tadbirlari olib borilmoqda. 

Ijtimoiy jihatdan muhim ahamiyatga ega bo`lgan ushbu Dasturga asosan O`zmilliybankning barcha bo`lim va filiallarining tegishli hodimlari tomonidan joylarda mahalliy hokimliklar, mahalla raislari va faolllari hamda mazkur masalaga aloqador tashkilotlar hodimlari bilan birgalikda har bir honadonga tashrif buyurgan holda ularning tadbirkorlik faoliyatini amalga oshirish uchun istak va kredit mablag`lariga bo`lgan ehtiyojlari o`rganilib, ularga zarur kreditlar ajratilib tadbirkorlikka jalb etilmoqda. 

Ushbu Dastur doirasida Bankning Toshkent viloyati filiallari tomonidan 78 ta mahalla fuqarolari yig`inlarida joylashgan 62 273 ta honadonlarga borgan holda o`rganish, kredit mablag`larini ajratish ishlari olib borilmoqda. 

Bank bo`lim va filiallari hodimlari tomonidan haftaning ish kunlarida o`rganishlar o`tkazish vaqtlarida aksariyat honadon egalari o`z ishlari bilan uylarida bo`lmasliklari yoki oilalarning katta yoshdagi a`zolarining uyda bo`lmaganligi natijasida ularga dastur mohiyatini tushuntirish, maslahatlashgan holda qaror qabul qilish, ularni to`liq o`rganish imkoni bo`lmagan. 

Shu munosabat bilan, belgilangan vazifalarni uyushqoqlik bilan bajarish va tadbirlar samaradorligini oshirish maqsadida, 2019 yil 11 va 12 may kunlari O`zmilliybank Toshkent viloyati bo`limi va filiallari hodimlari mehnat qonunchiligiga (Mehnat kodeksi talablariga) rioya etgan holda ishga jalb etilgan. 

Ozmilliybank tomonidan hodimlar bilan xizmat munosabatlarini o`rnatish, xizmat vazifalarini belgilash hamda ish ҳaqlari to`lanishini tashkil qilishda amaldagi mehnat qonunchiligi hujjatlariga to`liq rioya qilinishi t`minlanmoqda.

 

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License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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