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“O‘zmilliybank” AJ yangi turdagi ipoteka kreditini taklif qiladi

26.03.2021 2787

O‘zbekiston Respublikasi Prezidentining 2021 yil 11 martdagi “Bozor tamoyillariga asoslangan ipoteka kreditlari ajratish orqali aholini uy-joy bilan ta'minlashga oid qo‘shimcha chora-tadbirlar to‘g‘risida”gi PF-6186-son Farmonga asosan ipoteka krediti ajratish shartlari

  • Kredit maqsadi – uy-joy sotib olish, uy-joyni qurish, rekonstruksiya qilish uchun

  • Muddati - 6 oylik imtiyozli davr bilan 20 yil muddatga ajratiladi.

  • Dastlabki badali - kvartira qiymatining 15 foizidan kam bo‘lmagan miqdorda belgilandi.

  • To‘lov turi - annuitet yoki differensial

  • Kreditning maksimal miqdori;

Qishloq joylarda: 70 kv.m gacha 238,0 mln.so‘m

Shaharlarda: 70 kv.m gacha 309,4 mln.so‘m

Toshkent shahrida: 70 kv.m gacha 339,15 mln.so‘m

Subsidiya taqdim etish to‘g‘risidagi xabarnoma olgan shaxslar uchun

  • Dastlabki badal bir qismini qoplash uchun uy-joy hisoblangan qiymatining 10 foizi miqdorida subsidiyalar ajratiladi.

  • Dastlabki besh yil mobaynida foiz stavkasining 10 foizlik (Toshkent shahrida 12 foizlik) punktdan oshgan qismini qoplash uchun Davlat byudjetidan subsidiyalar ajratiladi.

dastlabki badal va foiz to‘lovlarining bir qismini qoplash uchun subsidiyalar sotib olinayotgan kvartiraning maydoni va narxi kvartira maydonining eng ko‘p me'yori va uy-joyning hisoblangan qiymatidan oshmagan taqdirda to‘lanadi.

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