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O'zbekiston Respublikasi Tashqi iqtisodiy faoliyat milliy bankining tadbirkorlik sohasini rivojidagi o'rni

07.06.2015 2080

Keyingi yillarda mamlakatimiz iqtisodiyotida barqaror o'sish sur'atlari ta'minlanmoqda. Yurtimizda amalga oshirilayotgan iqtisodiy islohotlar samarasida mamlakatimizda tadbirkorlik sub'ektlari soni yildan-yilga ortib bormoqda. Bu borada o'zining mehnati va hissasini qo'shib kelayotgan O'zbekiston Respublikasi Tashqi iqtisodiy faoliyat milliy bankining ham o'rni katta. Xususan, Milliy bankning har bir jabhada yetakchilikni qo'ldan bermay kelayotganligini birgina sanoat sohasida ham ko'rishimiz mumkin.

  Shisha mahsulotlaridan kundalik hayotimizda tez-tez foydalanib turamiz. Ayniqsa iste'moldagi oziq-ovqat mahsulotlaridan to parfyumeriya mahsulotlarigacha ko'p marotabalik foydalansa bo'ladigan shisha bankachalarda o'zining sifatini saqlagan holda iste'molga yo'naltiriladi.

 Toshkent shahar, Sergili tumanida joylashgan ishlab chiqarish xududida o'z faoliyatini olib borayotgan “CLASS SHINE” mas'uliyati cheklangan jamiyati ana shunday ko'p marotabalik shisha mahsulotlarini ishlab chiqarishga qaratilgan.

Ushbu korxona 2012 yilda oynavand mahsulotlar ishlab chiqarishga mo'ljallangan asbob-uskunalar sotib olish maqsadida Milliy bank Toshkent viloyati bo'limiga kredit so'rab murojaat qildi. Uning murojaati tez orada ko'rib chiqilib, tuzilgan kredit shartnomasiga asosan Xitoy Davlat Taraqqiyot Banki mablag'lari hisobidan 289.000 (ming) AQSH dollari miqdorida kredit mablag'i ajratilgan.  “CLASS SHINE” MCHJ va Xitoyning  “GUANGZHOU FORTUNA IMP &EXP TRADING CO.,LTD” bilan 2012 yilning fevral oyida  imzolangan import shartnomasiga asosan shisha mahsulotlar ishlab chiqaruvchi asbob-uskunalar keltirildi.

“CLASS SHINE” MCHJ kelgusida o'z faoliyatini yanada kengaytirishni maqsad qilgan. Xususan, ishlab chiqarilgan bankalarni MCHJning o'zida yaratilishi ko'zda tutilgan oziq-ovqat mahsulotlari bilan to'ldirish orqali O'zbekiston bozorida o'z o'rniga ega bo'lishni rejalashtirgan.

Muxtasar aytganda, davlatimiz tomonidan sanoat rivojiga qaratilayotgan e'tibor tufayli u istiqlol yillarida iqtisodiyotimizning yetakchi sohalaridan biriga aylandi. Mamlakatimizda bosqichma-bosqich amalga oshirilayotgan islohotlardan ko'zlangan pirovard maqsad ham iqtisodiyotimizni mustahkamlash, aholining turmush farovonligini yanada yuksaltirishga qaratilgandir. Milliy bank ham bu borada belgilab berilgan yo'ldan og'ishmay bormoqda.

 

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License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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