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O'zmilliybank 'Moody's' va 'Standart & Poor's' kabi xalqaro agentliklarning reytinglarini olgan va saqlab turibdi

25.06.2015 2318

Milliy bank 23 yillik faoliyati mobaynida ko'plab yutuqlarga erishib, mo'ljaldagi rejalarni amalga oshirishga muvoffaq bo'lib kelmoqda.  Mamlakat moliya bozorining hozirgi zamon tarixi uchun bu muddat professional mahoratning munosib ko'rsatgichi hisoblanadi. Mijozlar sonining yil sayin ko'payib borayotganligi ham bunga yaqqol isbot bo'la oladi.

Shu o'rinda qayd etish joizki, Bank hozirgi kunda xalqaro bank hamjamiyatida katta va mustaham obro' qozonib, eng taniqli xalqaro nashrlarning nufuzli reytinglarida har yili ishtirok etib, jahon bank tizimida ilg'or pozitsiyalarni dadil saqlab turibdi.

1993 yildan buyon Milliy bank har yili "The Banker" nashri tomonidan e'lon qilinadigan jahonning 1000 ta eng yirik banki reytingidan joy olib kelyapti. Hozirgi kunda O'zmilliybank "Moody’s" va “Standart & Poor’s” kabi xalqaro agentliklarning reytinglarini olgan va saqlab turibdi. Xususan, " Standart & Poor’s"  reyting agentligi Milliy bankka "V+" uzoq muddatli reytingi hamda "V" qisqa muddatli reytingini bergan. "Moody’s Investors Services" reyting agentligi bankning milliy valyutadagi depozitlari bo'yicha "V1/Not Prime", horijiy valyutadagi depozitlar bo'yicha "V2/ Not Prime " reytinglarini belgilagan. Barcha reytinglar uchun prognoz-"barqaror".

Milliy bank Osiyo bankchilar uyushmasi, Osiyo va Tinch okeani mintaqasi Taraqqiyot moliya muassasalari uyushmasi hamda Shanhay hamkorlik tashkiloti banklararo birlashmasi kabi bir qancha yetakchi xalqaro moliya muassasalarining azosi hisoblanadi.

 

 

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License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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