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Program of Additional Measures to Improve Investment Climate and Business Environment adopted in Uzbekistan

11.04.2014 1989

On April 7, 2014, a Decree of the President of Uzbekistan was adopted "On additional measures to improve the investment climate and business environment in the Republic of Uzbekistan".

This document was adopted in order to further improve business environment, to create favorable investment climate, to increase transparency of activities of government and economic management bodies, to radically improve conditions for doing business and to create new jobs in the private sector.

The Decree has approved the program of additional measures to further improve the investment climate and business environment, increase efficiency of incentives for entrepreneurial activity development for 2014-2015.

Ministries, state committees, agencies, companies, associations, local authorities are instructed within one month to post and constantly update on their official websites the information, regulating the issues of relations with business entities, with special attention to:

- mandatory publication of departmental legal and other acts (except for limited distribution documents and those containing trade secrets);

- procedure and deadlines for processing and issuing to business entities the permits, licenses, certificates and others;

- terms and cost of providing public and other services to business entities.

The State Committee for communication, information and telecommunication technologies together with the Ministry of Justice are instructed to systematically monitor the compliance with the requirements to the official websites of government agencies in relations with business entities.

The Cabinet of Ministers will carry out system monitoring over the implementation of these measures, including through regular surveys of business entities on the effectiveness of their (measures) practical implementation.

We remind you that business entities now can submit requests and complaints to state agencies and the Cabinet of Ministers through through the Single portal of online government services (my.gov.uz), or make free call to the call-center: 200-18-18.

A special interagency working group on entrepreneurship has been created in the Cabinet of Ministers for prompt and quality examination of appeals of businesses, and which is instructed to handle appeals from businesses and entrepreneurs coming through the Portal, without redirecting them to subordinate state agencies.

In addition, relevant responsible person and department are assigned to work with entrepreneurs within government bodies that interact with businesses.

 

UzReport 11.04.2014

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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