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Tijorat banklarining moliyaviy barqarorligini yanada oshirish va ularning resurs bazasini rivojlantirishga e'tibor

10.05.2015 3669

O'zbekiston Respublikasi Prezidenti “Tijorat banklarining moliyaviy barqarorligini yanada oshirish va ularning resurs bazasini rivojlantirish chora-tadbirlari to'g'risida” Qaror qabul qildi. Qarorning asosiy maqsadi bank tizimining moliyaviy barqarorligi va ishonchliligini yanada oshirish, tijorat banklarining resurs bazasini mustahkamlash va rivojlantirish uchun qulay shart-sharoitlar yaratish, ularning investitsiyaviy faolligini rag'batlantirish, shuningdek umum qabul qilingan xalqaro me'yor va standartlarga muvofiq bank faoliyatini tashkil etishni yanada yuqori darajaga chiqishini ta'minlashdan iborat. O'zbekiston Respublikasi Markaziy banki tomonidan O'zbekiston Banklar uyushmasi va mamlakatning tijorat banklari bilan birgalikda Tijorat banklarining moliyaviy barqarorligi va likvidliligini yanada oshirish, ularning resurs bazasini rivojlantirish bo'yicha ishlab chiqilgan kompleks chora-tadbirlar belgilandi.

Xususan, qarorda xalqaro me'yor va standartlarga muvofiq, shu jumladan depozit va kredit siyosati sohasida respublika banklariga nisbatan qo'yilayotgan me'yoriy talablarni yanada takomillashtirish, tijorat banklarining resurs bazasini mustahkamlash, omonat va depozitlarning yangi jozibador turlarini joriy qilish yo'li bilan aholi va xo'jalik sub'ektlarining bo'sh pul mablag'larini bank aylanmasiga keng ko'lamda jalb etish chora-tadbirlarini amalga oshirish belgilab qo'yilgan.

Bundan tashqari, yetakchi xorijiy banklar va moliya institutlarida boshqaruvni tashkil etish tizimini chuqur o'rganish asosida tijorat banklarida korporativ boshqaruv usullari, shu jumladan xatarlarni boshqarish va ichki nazoratni yaxshilash usullarini takomillashtirish, ilg'or axborot-kommunikatsiya texnologiyalarini keng tatbiq etgan holda ko'rsatilayotgan bank xizmatlari ko'lamini kengaytirish va sifatini oshirish, shuningdek bank plastik kartochkalaridan foydalangan holda naqd pulsiz hisob-kitoblar tizimini kengaytirish tadbirlari ham xujjatda qayd etilgan.

Ushbu Chora-tadbirlar kompleksida nazarda tutilgan tadbirlarning belgilangan muddatlarda sifatli bajarilishi– Markaziy bank, tijorat banklari, vazirlik va idoralar tomonidan ta'minlanadi.

 

 

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