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Uzbek-Indian Business Forum

19.02.2014 2375

UzA, 11 February 2014

     Entrepreneurs from Uzbekistan and India met February 10 in a business forum in Tashkent.
     Chiefs of organizations, companies and corporations of our two nations specializing in pharmaceuticals industry took part in the forum organized by the Trade and Industry Chamber of Uzbekistan and India’s Council for the Promotion of Exports of Pharmaceuticals.
     Head of department for foreign economic relations of Uzbekistan’s Trade and Industry Chamber Dilshod Rasulov noted that the cooperation between Uzbekistan and India has been steadfast across all areas, and is built on a solid normative base comprising deals reached during summit meetings of the heads of two states.
     Agreements are signed between Uzbekistan and India on trade and economic interaction, on the protection and stimulation of investments, avoidance of double taxing. The most favored nation regime in trade operates between the two countries. Uzbekistan exports construction materials, nonferrous metals, cotton and leather, foods and services to India. Our country imports pharmaceuticals, mechanical and electronic equipment, optics, plastics and plastic items from India. In 2013, the bilateral trade turnover between our two nations exceeded 242 million US dollars.
     65 joint ventures with investments from Indian entrepreneurs currently operate in Uzbekistan. They specialize in such sectors as textile and food industry, leather goods production, pharmaceuticals, agriculture, tourism, wholesale and services. Some 20 leading firms and companies of India have opened their representative offices in Uzbekistan.
     “Uzbekistan wields an enormous economic potential,” says Abhay Kumar Sinha, regional director of the Council for the Promotion of Exports of Pharmaceuticals of India. “Along with other sectors, the pharmaceuticals industry has been dynamically advancing in your country. We are interested in furthering the expanding cooperation with pharmaceutical companies of Uzbekistan, in promoting direct ties with relevant ministries and agencies, firms and companies.”
     Representatives of Indian business circles were informed in detail during the forum on important dimensions in attracting investments into the economy of our country. The guests got familiar with reforms underway in Uzbekistan dedicated to the development of small business and private entrepreneurship, with conditions and opportunities created in Uzbekistan’s special industrial zones for investors.
     Participants of the event discussed issues related to the further development of bilateral trade and economic and investment cooperation by way of boosting the bonds in the pharmaceuticals industry, extensive engagement of Indian companies into the process of privatization in our country.
     The business forum also included a cooperation exchange with the involvement of companies and enterprises of Uzbekistan and representatives of business circles of India.

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
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  • expected amount of money
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It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
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This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
The period of registration of the company at the time of filing the application must be more than 6 months.
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
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The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days.
The collateral can be the new car being purchased.
The option to purchase new vehicles from official dealers.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
The period of registration of the company must exceed 1 year
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.

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