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Uzbek-Swiss Intergovernmental Commission Meets

13.06.2012 2296

      The next meeting of the Uzbek-Swiss intergovernmental commission for trade and economic cooperation was held at Tashkent International Business Center.
     The heads of ministries and departments, companies and corporations responsible for such spheres of the two countries like banking and financial sector, foreign economic ties, economy and trade, investment, aircraft building, agriculture and water management, food and chemical industries, pharmaceuticals, tourism, textile industry, tax and customs spheres took part in the event.
     At the meeting, Deputy Minister of Foreign Economic Relations, Investments and Trade of the Republic of Uzbekistan, commission’s co-chairman Bakhtiyor Abdusamatov highlighted the consistent development of cooperation between Uzbekistan and Switzerland in all directions, including in trade, economic and investment spheres and underlined that the regular meetings of the intergovernmental commission contribute to the further development of economic relations, expand and strengthen cooperation between business people of both countries.
Economic ties between the two countries based on a number of intergovernmental agreements on trade, economic, technical and financial cooperation, incentives and mutual protection of investments, avoidance of double taxation and the prevention of fiscal evasion in income and capital, international road transport of passengers and cargoes of the two states.
     Over the past years, numerous joint projects of national and regional importance have been implemented.
These projects cover such spheres like the creation and maintenance of water and heating supplies, development of vocational training. In Uzbekistan, 91 joint ventures and 29 representative companies have been created together with Switzerland. They operate in such industries as machine building, chemical and food processing, textiles, construction materials, printing and trade.
     During the negotiations, the Swiss delegation briefed on the large-scale privatization process ongoing in Uzbekistan, the results of successive reforms of the development of economy, optimal conditions for foreign investors created in the free industrial economic zone Navoi and the special industrial zone Angren.
The talks focused on the development and implementation of joint projects. Issues of cooperation in the sectors of tourism, trade and investment, banking and financial sector, food and chemical industries, pharmaceuticals, small business and entrepreneurship were also discussed.
     During the visit, the Swiss delegation visited a number of ministries and departments of our country and held talks on the development of mutual cooperation.

UzA,  13 June 2012

 

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
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  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
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Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
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Answer:
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- Certificate of state registration;
- Decision of founders;
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- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
The period of registration of the company must exceed 1 year
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
- Constituent documents of the company (charter, registration certificate).
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- Documents confirming ownership of the collateral property (if a collateral is required).
- Professional Consultation and Support: Our specialists are always ready to provide professional consultation and support at all stages of the process, helping clients maximize the benefits of the offered loan products.
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- Business support: Financing that helps to renew the car fleet
The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days.
The collateral can be the new car being purchased.
The option to purchase new vehicles from official dealers.

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