The power of trust

Background
Visa Direct
Easy and quick transfers!
More details
Background
Student loan
Credit for full-time, evening, correspondence forms of education
More details
Accessibility
View:
Font size:
1344
+998 78 148 00 10 Call Centre:
Operating hours from 9 AM to 9 PM
NBU in social networks:

“Bexruz Asal MTM” MChJning murojаatiga “O‘zmilliybank”AJ ning RASMIY MUNOSABATI

14.04.2022 831

“Bexruz Asal MTM” MChJ tomonidan Surxondaryo viloyatining, Qiziriq tumani, Xamkon MFY hududida 150 o‘rinli maktabgacha ta'lim muassasasini tashkil etish maqsadida imtiyozli kredit ajratilishi bo‘yicha “O‘zmilliybank” AJ Surxondaryo filialiga murojaat qilgan.

Amaldagi qonunchilik hujjatlariga muvofiq, tijorat banklari tomonidan mijozlarga kreditlar ajratishda ular faoliyatida doimiy daromadga ega bo‘lishi, to‘lovga layoqatli, ya'ni kredit shartnomasiga asosan to‘lovlarni to‘liq va o‘z vaqtida amalga oshirish qobiliyati, loyihaning texnik iqtisodiy jihatdan samarali ekanligi hamda kreditning yetarli garov bilan ta'minlanganligi ko‘rsatkchilari muhim hisoblanadi.

“Bexruz Asal MTM” MChJ tomonidan bank filialiga taqdim etilgan kredit xujjatlarini dastlabki o‘rganish natijalari bilan mijozga hujjatlardagi kamchiliklar, jumladan; 

- loyiha doirasida pul oqimining kamligi, loyiha o‘zini oqlamasligi va ajratilgan kreditlar potensial muammoga aylanishi;

- garov ta'minoti sifatida taqdim etilayotgan qurilishi yakunlanmagan bino bo‘yicha tegishli hujjatlar tasdiqlanmaganligi sababli ushbu ob'ektni garovga olish maqsadga muvofiq emasligi;

- bank kredit siyosatiga muvofiq ajratilayotgan kreditning kamida 125% miqdorida bankni qanoatlantiruvchi likvidli garov ta'minotlari turlarini taqdim qilish lozimligi ko‘rsatilib, tegishli xatlar yo‘llangan.

Bundan tashqari, “Bexruz Asal MTM” MChJ rahbari 2022 yil 11 aprelida “O‘zmilliybank” AJ Bosh ofisida qabul qilinib, mas'ul rahbar xodimlar ishtirokida loyiha bo‘yicha muloqot o‘tkazilib, batafsil muhokama qilingan.

Shu munosabati bilan, bankimiz mijozidan loyiha bo‘yicha qayd qilingan kamchiliklarni to‘liq bartaraf qilib tegishli hujjatlarni bank filialiga taqdim qilishini hamda ommaviy axborot vositalaridan yoritilayotgan mavzularni chuqur va har tomonlama o‘rgangan holda yoritishlarini so‘rab qolamiz.

1
1



Receive the Latest News

We will send one email a week, no spam

Latest site update date: 06/17/2024 12:45:46 pm

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
© 2024 NBU. All rights reserved. If you find an error in the text, highlight the wrong text and press Ctrl + Enter

Яндекс.Метрика

If you find a discrepancy in the information provided in different languages, please follow the option in the state language. When using the site materials reference to www.nbu.uz web-site is required

Technical support NBU

online

Message sent!

Please wait for a response to
your email address

Return to list of topics


Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

How helpful was the answer?

Helpdesk NBU

I am your virtual assistant.
Loading...

Helpdesk NBU

Choose a needed theme

NBU Help Desk

Select a topic of interest

To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

Your message has been sent successfully

Our specialist will answer you within a working day. Due to the high number of requests during the COVID-19 pandemic, there may be some delays in responding to requests.

Take part in improving the quality of service
Please answer 3 questions
Go to quiz