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Ijara: imkoniyatlar kengaymoqda

23.01.2012 3037

Mamlakatimizda kichik biznes vakillari va tadbirkorlarga yaratilayotgan imtiyozlar joylarda ishlab chiqarish va xizmat ko‘rsatish maskanlarini tashkil etish, aholi bandligini, farovonligini oshirish imkonini bermoqda. Ayniqsa, bo‘sh turgan davlat mulki – bino-inshootlarning ishbilarmonlarga ijaraga berilishi minglab yangi ish o‘rinlari yaratish, mahsulot ishlab chiqarish va xizmatlar ko‘lamining ortishiga xizmat qilmoqda.
Tadbirkorlarga foydalanilmay turgan binolar haqida ma’lumotlar berish, ijaraga oluvchilar va balansda saqlovchilarni sohadagi yangiliklardan xabardor etish maqsadida O‘zbekiston Respublikasi Davlat mulki qo‘mitasi Toshkent viloyati hududiy boshqarmasi qoshidagi Toshkent viloyati ijara markazi tomonidan joylarda ikki hafta davomida davlat mulkidan samarali foydalanishga bag‘ishlangan davra suhbatlari o‘tkazildi.
Viloyatda joylashgan korxona va tashkilotlar hamda tadbirkorlar ishtirokida o‘tgan ushbu tadbirlarda O‘zbekiston Respublikasi Vazirlar Mahkamasining 2009 yil 8 apreldagi “Davlat mulkini ijaraga berish tartibini takomillashtirish chora-tadbirlari to‘g‘risida”gi qaroriga 2011 yil 30 noyabrda kiritilgan o‘zgartirish va qo‘shimchalarning mazmun-mohiyati keng tushuntirildi.
– Ijara munosabatlarini tartibga soluvchi amaldagi qaror, unga kiritilgan qo‘shimcha va o‘zgartishlar haqida keng tushuntirish berishdan asosiy maqsad davlat mulki bo‘lgan obyektlardan samarali foydalanishdir, – deydi Toshkent viloyati ijara markazi direktori Abdurashid Hakimov. – Bu faoliyatini boshlash yoki kengaytirish niyatidagi tadbirkorlar uchun, ayniqsa, katta imkoniyatlar yaratadi. Masalan, endilikda tadbirkorlar maktab va kollejlarning vaqtincha bo‘sh turgan binolari, xususan, zal, sport maydonchalari, oshxonalarni qisqa muddatga, soatbay asosida ijaraga olishi mumkin. Bu esa davlat mulkidan samarali foydalanishni hamda turli madaniy-ma’rifiy, sport tadbirlarining qulay sharoitlarda o‘tishiga xizmat qiladi.
Toshkent viloyatida mavjud davlat mulki bo‘lgan obyektlarning foydalanilmasdan turishining oldini olish maqsadida, avvalambor, bunday obyektlarni o‘z vaqtida aniqlash, ularning xatlovini doimiy ravishda olib borish, e’lonlarni aholi gavjum maskanlarga joylashtirish, ommaviy axborot vositalarida chop etishga alohida e’tibor qaratilmoqda. Natijada korxona va tashkilotlardagi bo‘sh turgan davlat obyektlarining soni kamayib, ularni ijaraga berish miqyosi kengaymoqda. Viloyatda 2010 yilda qariyb 1,2 mingdan ortiq ijara shartnomasi tuzilgan bo‘lsa, 2011 yilda bu ko‘rsatkich 1,6 mingdan oshdi. Natijada 2011 yili 2 mingdan ortiq yangi ish o‘rni yaratildi.
Joylarda o‘tkazilgan targ‘ibot-tushuntirish ishlari davlat mulkini ijaraga beruvchi vakolatli organ, ushbu mulkni o‘z balansida saqlovchi va davlat mulki bo‘lgan obyektni ijaraga oluvchilar o‘rtasidagi hamkorlikni yanada mustahkamlashga xizmat qiladi.

 

O‘zA, 23.01.2012

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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.

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