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Kichik biznes va xususiy tadbirkorlik subyektlari eksportini qo'llab quvvatlash jamg'armasi 8-10 aprel kunlari bo'lib o'tadigan 'Turkmen Construction - 2015' xalqaro ko'rgazmasida 10 ga yaqin mahalliy tadbirkorlarning ishtiro

18.03.2015 3041

2015 yilning yanvar-fevral oylarida O'zmilliybank qoshidagi Kichik biznes va xususiy tadbirkorlik subyektlari eksportini qo'llab quvvatlash jamg'armasi 799 ta tadbirkorlik subyektlariga mahsulot va xizmatlarni eksport qilishda tashkiliy, huquqiy va moliyaviy xizmatlar ko'rsatdi. Amalga oshirilgan ishlar natijasida, umumiy qiymati 1,68 mlrd.doll.ga teng eksport shartnomalari tuzildi va 243 ta tadbirkorlar (bulardan 2 tasi yangi eksportchi korxonalar) umumiy qiymati 108,6 mln.doll.ga teng mahsulot va xizmatlarni eksport qildi. Bundan, fevral oyida 167 ta tadbirkor umumiy qiymati 71,9 mln.dollarga teng mahsulot va xizmatlarni eksport qildi.

Tadbirkorlarga bir nechta  yo'nalishlarda ko'mak ko'rsatildi. Xususan, 604 ta tadbirkorga tashqi bozorlarni o'rganish, shu jumladan, 48 ta tadbirkorga xorijdan ishonchli hamkor topishda amaliy yordam berildi. 119 ta tadbirkorga xorijda bo'ladigan xalqaro ko'rgazma va yarmarkalar, tenderlarda qatnashishda, xorijiy davlatlarning qonunchiligidan kelib chiqib talab qilinadigan ruxsat beruvchi xujjatlar, sertifikat va litsenziyalar olishda hamda bojxona rasmiylashtiruvida zarur xizmatlar ko'rsatildi. Shuningdek,  76 ta tadbirkorga eksport shartnomalarni tuzish, ularni tegishli bankda ro'yxatga qo'yishda, sug'urta polisi orqali mahsulotlarni eksport qilishda amaliy va huquqiy xizmatlar ko'rsatildi.

Bundan tashqari tashqi va ichki bozorlarni o'rganishda Jamg'arma tomonidan kichik biznes va xususiy tadbirkorlik subyektlari ishlab chiqarayotgan mahsulotlarning assortimenti va turlarini tizimli asosda tahlil qilish, ularning tashqi bozorlardagi raqobatdoshlik darajasini aniqlash, buning asosida eksportga ishlab chiqarilayotgan mahsulotning jahon va mintaqaviy bozorlardagi talab-ehtiyojga mos kelishini ta'minlashga qaratilgan marketing izlanishlari olib borilmoqda.

O'zmilliybank qoshidagi Kichik biznes va xususiy tadbirkorlik subyektlari eksportini qo'llab quvvatlash jamg'armasi bosh mutahassisi Mamatxon Oqilov “UzReport” AA muxbiriga bergan intervyusida shunday dedi:

– Jumladan, ip kalavasi, yangi uzilgan va quritilgan qishloq xo'jaligi, oziq-ovqat mahsulotlari, jun va boshqa turdagi mahsulotlarga xorijiy hamkorlar topish maqsadida MDH, Yevropa, Xindiston, Xitoy, Turkiya va boshqa mamlakat bozorlari o'rganildi va xorijiy xaridorlar ro'yxati tuzilib, tadbirkorlarga keng tarqatildi va tarqatilib kelinmoqda. Bundan tashqari, mahsulotlar, xususan yangi uzilgan meva va sabzavotlarni xorijiy mamlakatlarga eksport qilishda yuzaga keladigan transport xarajatlari bo'yicha tadbirkorlar uchun tahliliy ma'lumotlar tayyorlandi.

Marketing tadqiqotlari natijalari Jamg'armaning rasmiy saytida muntazam ravishda joylashtirib kelinmoqda. Jamg'arma rasmiy saytiga yanvar-fevral oylarida 52 ta mamlakatdan  727 ta foydalanuvchi 960 marta kirgani va 2727 ta sahifani o'qib chiqib, o'ziga zarur ma'lumotlarni olgani ma'lum.

Jamga’rma shuningdek, xalqaro ko'rgazma va yarmarkalarda qatnashib kelmoqda. Jumladan

16-25 yanvar kunlari  50 dan ortiq tadbirkorlarning 100 dan ortiq turdagi mahsulotlari bilan Germaniyaning Berlin shahrida bo'lib o'tgan “Yashil xafta 2015” xalqaro ko'rgazmasida ishtirok etdi.

Ko'rgazma davomida Jamg'arma Fransiyaning Chocolate de Beussent-Lachelle, Germaniyaning Younus Trading va W.Schumacher&Co GMBH kabi dunyoning nufuzli korxonalari bilan muzokaralar o'tkazdi. Natijada Chocolate de Beussent-Lachelle va Younus Trading kompaniyalari O'zbekistondan qizilmiya ildizini, W.Schumacher&Co GMBH kompaniyasi esa quritilgan mevalarni import qilishga qiziqish bildirdi va eksport shartnomalarini imzolash rejalashtirildi.

Bundan tashqari, 17-24 fevral kunlari Jamg'armaning Farg'ona viloyat filiali tashkiliy va moliyaviy ko'magida 27 ta tadbirkorning Rossiya Federatsiyasiga xaridorlar bilan muzokaralar o'tkazish va eksport shartnomalarini tuzish maqsadida tashrifi tashkillashtirildi. Tadbirkorlarni moliyaviy qo'llab quvvatlash maqsadida 16 mln.so'm moliyaviy ko'mak berildi. Tashrif natijasida, qishloq xo'jaligi mahsulotlari eksporti bo'yicha umumiy qiymati  2,5 mln.dollarga teng eksport kelishuvlari imzolandi, 30 mln dollarga teng eksport shartnomalari va O'zbekistonda  4 ta qo'shma korxona ochish bo'yicha kelishuvlar mart oyida imzolash rejalashtirildi.

Shu qatorda, Jamg'arma O'zbekiston Savdo-sanoat palatasi va Yaponiyaning JETRO xalqaro tashkiloti bilan hamkorlikda 3-6 mart kunlari Yaponiyada bo'lib o'tgan oziq-ovqat mahsulotlari xalqaro ko'rgazmasi - «FoodEx Japan-2015»da mahalliy ishlab chiqaruvchilarning ishtirokini imtiyozli shartlar asosida tashkillashtirdi.

O'zmilliybank qoshidagi Kichik biznes va xususiy tadbirkorlik subyektlari eksportini qo'llab quvvatlash jamg'armasi bosh mutahassisi Mamatxon Oqilov so’zlariga ko’ra bundan tashqari, Jamg'arma 8-10 aprel kunlari Turkmanistonning Ashxabod shahrida bo'lib o'tadigan qurilish mahsulotlari xalqaro ko'rgazmasi “Turkmen Construction - 2015”da 10 ga yaqin mahalliy tadbirkorlarning ishtirokini tashkillashtirmoqda. Tadbirkorlar uchun 36 m2 ko'rgazma maydoni 18420 Yevro mablag'lari hisobiga Jamg'arma tomonidan harid qilindi.

Yana bir ma’lumot Jamg’arma tomonidan doimiy ravishda respublikaning barcha tumanlarida eksportchi korxonalarning muammolarini o'rganish hamda ularni yechish, ishlab chiqaruvchilarni eksport faoliyatiga keng jalb qilish masalalariga bag'ishlangan uchrashuvlar o'tkazilib kelinmoqda.

Xususan, Jamg'arma USAID xalqaro tashkilotining “Hududiy iqtisodiy hamkorlik” loyihasi bilan birgalikda joriy yilning  19-20 fevral kunlari Farg'ona viloyatida qishloq xo'jaligi mahsulotlari eksporti va unda logistika tizimlarini o'rni masalalariga bag'ishlangan 2 kunlik davra suhbatini o'tkazdi. Davra suhbatida Latviya va Qozog'istonning savdo majmualari, O'zbekistonning Latviyadagi savdo uyi, Farg'ona, Namangan va Andijon viloyatida faoliyat ko'rsatuvchi dehqon va fermer xo'jaliklari, agrofirmalar, transport-logistika kompaniyalari, qishloq xo'jaligida band kichik biznes korxonalari hamda tegishli vazirlik va idoralarning mas'ul xodimlari (150 ta ishtirokchi) ishtirok etdi.

Tadbir natijasida, qishloq xo'jaligi mahsulotlari eksporti bo'yicha umumiy qiymati 121,1 mln.dollarlik 21 ta kelishuv bitimlari imzolandi.

Bundan tashqari, 19 fevral kuni Toshkent shahri va viloyati hamda Sirdaryo viloyati tadbirkorlarini Tambov viloyati (Rossiya Federatsiyasi) delegatsiyasi bilan uchrashuvi tashkillashtirildi. Uchrashuv chog'ida respublikaning tekstil va qishloq xo'jaligi sektori imkoniyatlari bilan tanishtirildi va o'tkazilgan muzokaralar natijasida tekstil va qishloq xo'jaligi mahsulotlarini eksporti bo'yicha umumiy qiymati 38,7 mln.dollarga teng 5 ta hamkorlik bitimlari imzolandi. Shu qatorda, Jamg'arma 16 fevralda Surxondaryo viloyatida,  17 fevralda Qashqadaryo viloyatida, 18 fevralda Buxoro viloyatida va  24 fevralda Xorazm viloyatida 1370 ta tadbirkor va fermerlar ishtirokida o'tkazilgan uchrashuvlarda faol ishtirok etib,  583 ta tadbirkorga tashqi bozorlarga o'rganish bo'yicha marketing tadqiqotlari, buklet va boshqa ma'lumotlar tarqatildi.

Ushbu uchrashuvlar doirasida Jamg'arma xodimlari respublikaning ishlab chiqaruvchi korxonalarga tashrif buyurib, mahsulotlarni eksport qilish bo'yicha zarur xizmatlarni ko'rsatmoqda. Jumladan, fevral oyida Jamg'arma xodimlari  110 ta korxonaga tashrif buyurishdi, 556 dan ortiq tadbirkorlar bilan muloqot qilishdi va mahsulotlarni eksport qilishda, eksportchi korxonalarni elektr energiyasi va gaz ta'minotiga ulashda, valyuta mablag'larini tegishli banklarda konvertatsiya qilishda va boshqa masalalarni yechishda amaliy ko'mak ko'rsatdi.

Farg'ona viloyat filiali «International Business Exchange» xususiy korxonasiga Qozog'istonda savdo uyi ochishga amaliy ko'mak ko'rsatdi. Bundan tashqari, “Baxmal Golden Apple” korxonasiga qayta  ishlangan, muzlatilgan piyoz mahsulotlarini eksport qilishda ko'maklashildi.

Jamg'arma O'zbekiston Savdo-sanoat palatasi bilan birgalikda hunarmandchilik, tekstil, mashinasozlik va qurilish sohalarida faoliyat ko'rsatuvchi tadbirkorlarni mamlakatda yaratilayotgan qulay shart-sharoitlar bilan tanishtirish, ularning oldida yuzaga kelayotgan muammolarni o'rganish va yechish hamda eksport faoliyatiga keng jalb qilish maqsadida, sohaviy davra suhbatlar turkumini tashkillashtirmoqda.

O'tkazilgan tadbirlar natijasi, O'zbekiston Respublikasi Prezidentining  Jamg'armani tashkil etish bo'yicha qabul qilgan qarorini naqadar dolzarbligi va o'z vaqtidaligini tasdiqladi.

 

 

 

 

 

UzReport




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Правила выдачи кредитов частным лицам
Определение кредитоспособности заемщика
1.1. При выдаче кредита частному лицу банк проводит анализ кредитоспособности заемщика.
1.2. Кредитоспособность заемщика определяется на основании его финансовой и кредитной истории, а также текущей финансовой ситуации.
1.3. Для определения кредитоспособности могут быть использованы следующие критерии
Условия выдачи кредита
При выдаче кредита частному лицу банк устанавливает следующие условия:

  • сумма кредита;
  • процентная ставка;
  • срок погашения кредита;
  • график платежей

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To unblock the card, you must contact the bank branch where the card was opened  with your identity document.
SMS notification for the Uzcard card can be activated through an ATM. SMS notification for the Humo card is activated through the bank branch where the card was opened.
You can order all cards in national and foreign currency remotely using the Milliy App.
  • If you have forgotten your card PIN, please come with your identity document to the bank where the card was opened.
  • If you the card (UzCard/HUMO) is lost, you can block it yourself using the Milliy Bank App or call (78) 148-00 10 and ask the operators to block the card.
The identification procedure is carried out remotely, directly in the Milliy application itself. To do this, on the main screen in the application, click on the photo_2023-04-28_11-16-22.jpg icon in the upper left corner, and then select the “Identification” option from the menu and go through all its stages.
  • To change the phone number registered in the Milliy App, please come to the NBU branch which is convenient for you with your identity document.
  • An e-wallet is a system to store funds, as well as transfer money through an app to an account or bank card.
  • When you reset your password, you enter the "secret question answer"
Currently, the NBU offers the following international money transfers: Western Union, MoneyGram, KoronaPay, Asia Express, Contact, Unistream, Swift, as well as Sberbank.
Users of the Milliy Mobile App can receive transfers from Russia using the Sberbank Online service to an electronic wallet in national currency, to an UzCard or HUMO card of the NBU.

The transfer is made in rubles. Upon receipt on an electronic wallet or card, it is automatically converted into UZS. No additional fees are charged.
  • Visa Direct is a service for money transfer using the Milliy Mobile App to more than 50 countries of the world, including Visa cards of Uzbekistan banks.
  • identity document
  • MTCN or the tracking number
  • full name of remitter
  • country of remitter
  • expected amount of money
  • NBFAUZ2X
It is possible to remotely open, replenish and independently monitor the NBU's deposits using the Mobil App.
  • If you want to transfer the right to dispose of your deposit to a third party, you must execute a power of attorney certified through a notary office.
  • No, you don't. The online deposit can be closed through the app.
  • Capitalization is the addition of accrued interest to the principal amount of the deposit.
  • This is the deposit with no fixed withdrawal period and the depositor can withdraw the funds at any time.
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
The period of registration of the company at the time of filing the application must be more than 6 months.
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
- Constituent documents of the company (charter, registration certificate).
- Documents confirming the authority of the company's representatives.
- Vehicle Purchase Agreement.
- Documents confirming ownership of the collateral property (if a collateral is required).
- Professional Consultation and Support: Our specialists are always ready to provide professional consultation and support at all stages of the process, helping clients maximize the benefits of the offered loan products.
- Flexible Terms: Option to choose the optimal term and loan amount.
- Ease of Application: Minimal document requirements and a quick application review process.
- Business support: Financing that helps to renew the car fleet
The NBU aims to ensure a fast and efficient application review process. The average review period for an auto loan application for legal entities is 3 to 5 working days.
The collateral can be the new car being purchased.
The option to purchase new vehicles from official dealers.
Time for processing takes 1-3 days depending on the completeness of the documents submitted.
Various collateral, including real estate, motor vehicles, as well as sureties of individuals or legal entities are accepted.
Penalty-free early repayment of the loan is permitted
It's worth noting that insurance and collateral costs may be in addition to the principal interest for the loan. However, there are no hidden costs.
The period of registration of the company must exceed 1 year
Answer:
- Passports of founders, director, chief accountant;
- Order for Director’s appointment;
- Certificate of state registration;
- Decision of founders;
- Licenses;
- Cadastre file/ data sheet for the collateral;
- Photo of the collateral;
- Contract with the supplier;
- Copy of the rental agreement/ certificate
- Certificate of ownership for the premises used for business;

This list is not exhaustive for loan consideration and the consideration and Bank staff may request other information and documents regarding project concerned.

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